Management Insurance
Private Companies & Non-Profit Organizations
Crime Insurance
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A proprietary crime policy developed by Travelers Bond. Insuring agreements include: employee dishonesty, forgery or alteration, on premises, in transit, money orders and counterfeit paper currency, and computer fraud and funds transfer fraud.
Product Features
Revised employee dishonesty wording - does not refer to "Manifest Intent"
Worldwide territory
All insuring agreements in one policy (can be scheduled or individually purchased at same limit)
Audit expense coverage
Broad definition of employee
Automatic coverage for merged/acquired entities with revenues less than 15% of acquiring entity
Omnibus ERISA plans
Prior dishonesty threshold of $1000
Forgery of personal accounts coverage
Inventory records can be used to support amount of covered loss
No loss notification required if loss is less than 25% of deductible
Coverage Enhancements
Investigative cost coverage
Third Party services coverage
Credit, debit or charge card forgery
Target Markets
Commercial companies of all sizes
Non-profit organizations
Underwriting Specialties
Manufacturers
Wholesalers/Distributors
Professional Firms
Service Businesses
Programs for Associations, franchises, and professional groups
