Business Insurance Claim Reporting
Workers Compensation Telephone Reporting Guide
Account/Accident Information
- Caller's phone number and extension
- Caller's title and name
- Reporting state - state where employee is permanently employed
- Subsidiary name and address
- Subsidiary mailing address (if different from above)
- Did the accident occur at the location address? (if no, address where accident occurred)
- Parent company/insured's name
- Location code
- Policy symbol and number
- Nature of business
Employee Information
- Employee's name
- Gender
- Social security number
- Date of birth
- Employee's mailing address
- Employee's home phone number
- Employee's home address (if different from mailing)
Employee Job Information
- Employment status code (FT, PT, seasonal, volunteer, etc.)
- Injured worker type (borrowed, owner, partner, subcontractor, unknown)
- Regular occupation
- Occupation when injured
- Employee's work schedule (regular work hours, hours per day, days per week)
- Employee's wage information (hourly, annual, average weekly, overtime, and additional benefits)
- Date of hire (or length of employment)
- Supervisor's name, phone number and best hours to contact
Accident Information
- Date of injury
- Time of injury
- Date claim reported to employer
- Did employee lose any time from work?
If yes, is employee back at work? (if yes, date returned)
- Return to work status (light, modified, regular)
- Date employee last worked
- Was injury fatal? (if yes, date of death)
- Accident description
- Do you question the validity of this claim?
- Cause of accident (e.g., slip/fall, lifting, chemical)
- Equipment, material, or substance involved
- Names, addresses and phone numbers of witnesses
Injury Information
- Part of body injured (e.g., head, neck, arm, leg)
- Nature of injury (e.g., fracture, sprain, laceration)
- Prior injury or pre-existing condition(s) (if yes, describe)
- Treatment - note all that apply
- First aid (treatment and date of 1st treatment)
- Hospital/Clinic (name, address, phone number, physician name, treatment, date of 1st treatment, length of stay, ambulance used?)
- Was employee treated in an emergency room?
- Was employee hospitalized overnight as an inpatient?
- Physician (name, address, phone number, treatment, date of 1st treatment, specialty)
State-Specific Information
- See Workers Compensation - State-Specific Questions for your individual state.
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Business Insurance Claims:
800.238.6225
National Accounts Claims:
800.832.7839
Constitution State Services Claims:
800.243.2490
Construction Claims:
877.828.4132
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