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Business Insurance Claim Reporting
Workers Compensation Telephone Reporting Guide

Account/Accident Information

  • Caller's phone number and extension
  • Caller's title and name
  • Reporting state - state where employee is permanently employed
  • Subsidiary name and address
  • Subsidiary mailing address (if different from above)
  • Did the accident occur at the location address? (if no, address where accident occurred)
  • Parent company/insured's name
  • Location code
  • Policy symbol and number
  • Nature of business

Employee Information

  • Employee's name
  • Gender
  • Social security number
  • Date of birth
  • Employee's mailing address
  • Employee's home phone number
  • Employee's home address (if different from mailing)

Employee Job Information

  • Employment status code (FT, PT, seasonal, volunteer, etc.)
  • Injured worker type (borrowed, owner, partner, subcontractor, unknown)
  • Regular occupation
  • Occupation when injured
  • Employee's work schedule (regular work hours, hours per day, days per week)
  • Employee's wage information (hourly, annual, average weekly, overtime, and additional benefits)
  • Date of hire (or length of employment)
  • Supervisor's name, phone number and best hours to contact

Accident Information

  • Date of injury
  • Time of injury
  • Date claim reported to employer
  • Did employee lose any time from work?
      If yes, is employee back at work? (if yes, date returned)
  • Return to work status (light, modified, regular)
  • Date employee last worked
  • Was injury fatal? (if yes, date of death)
  • Accident description
  • Do you question the validity of this claim?
  • Cause of accident (e.g., slip/fall, lifting, chemical)
  • Equipment, material, or substance involved
  • Names, addresses and phone numbers of witnesses

Injury Information

  • Part of body injured (e.g., head, neck, arm, leg)
  • Nature of injury (e.g., fracture, sprain, laceration)
  • Prior injury or pre-existing condition(s) (if yes, describe)
  • Treatment - note all that apply
    • First aid (treatment and date of 1st treatment)
    • Hospital/Clinic (name, address, phone number, physician name, treatment, date of 1st treatment, length of stay, ambulance used?)
    • Was employee treated in an emergency room?
    • Was employee hospitalized overnight as an inpatient?
    • Physician (name, address, phone number, treatment, date of 1st treatment, specialty)

State-Specific Information

  • See Workers Compensation - State-Specific Questions for your individual state.
 
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