Crime Insurance
Click below for additional information on this product:
- Coverage Applications
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Renewal Countrywide for Private Companies (not yet available in the following states: AR, ME, NC, ND, PA)
- Marketing Info
- Sample Policy
- In the News
- Claim Examples
A proprietary crime policy developed by Travelers Bond. Insuring agreements include: employee dishonesty, forgery or alteration, on premises, in transit, money orders and counterfeit paper currency, and computer fraud and funds transfer fraud.
Product Features
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Revised employee dishonesty wording - does not refer to "Manifest Intent"
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Worldwide territory
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All insuring agreements in one policy (can be scheduled or individually purchased at same limit)
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Audit expense coverage
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Broad definition of employee
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Automatic coverage for merged/acquired entities with revenues less than 15% of acquiring entity
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Omnibus ERISA plans
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Prior dishonesty threshold of $1000
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Forgery of personal accounts coverage
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Inventory records can be used to support amount of covered loss
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No loss notification required if loss is less than 25% of deductible
Coverage Enhancements
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Investigative cost coverage
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Third Party services coverage
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Credit, debit or charge card forgery
Target Markets
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Commercial companies of all sizes
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Non-profit organizations
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Underwriting Specialties
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Manufacturers
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Wholesalers/Distributors
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Professional Firms
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Service Businesses
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Programs for Associations, franchises, and professional groups
Travelers Casualty and Surety Company of America and its property casualty affiliates.
One Tower Square Hartford, CT 06183
This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.
Claim Services
Our claim professionals are equipped with the expertise needed to handle management liability and surety claims.
Resources
Innovative Risk Management
Included with Travelers’ coverage, is access to our web-based loss control program, Risk Management PLUS+ Online®.
