What It Covers

Travelers offers nationally recognized coverage developed specifically to insure museum-quality objects. The policy insures museum-owned property at scheduled locations, on exhibition, or on loan to other organizations. The policy also covers museum-owned property in transit and the property of others for which the policyholder is legally liable.

Museum Coverage is available for art, history, natural history, science and technology and sports museums. We also offer Museum Coverage for specialized institutions such as aviation and automobile museums.

Who Needs It

In the United States, there are more than 12,000 museums eligible for this coverage. The market is expected to expand as the number of specialty museums and local historical societies continues to grow. Many of these smaller museums have no coverage for their collections because they perceive that one-of-a-kind objects are invaluable and therefore uninsurable. Although an exact replacement is not available, insurance can offer curators the opportunity to supplement the remaining collection with artifacts of the same genre to keep and preserve the mission of the museum.