Auto Insurance Coverage: Additional Coverage
You get a broad range of coverage with any of our Travelers auto policies. However, you can customize your policy to your specific needs by adding one or more of the following additional coverage options. Please note that in some states some of these coverages may already be included in your auto policy:
Towing and labor: pays for towing and labor costs incurred each time your covered auto is disabled. The labor must be performed at the place of disablement. Make sure to ask your Travelers representative about the limits for this coverage.
Extended Transportation Expenses: pays for a rental car if your car is damaged in a situation that is covered by comprehensive or collision coverage, and if your car is out of commission for more than 24 hours.
CD/DVD coverage: pays up to a certain amount for loss of CDs/DVDs used with your car's stereo equipment, as long as they are in your car at the time of loss.
Death Indemnity Coverage: will pay a specified amount in event of death of an insured, as a direct result of an auto accident. The payment will be made to a designated beneficiary.
Loan Lease Gap Coverage: or Guaranteed Auto Protection (GAP) Coverage, is an optional coverage available on vehicles that are leased or financed. In the event of a total loss to a vehicle, it provides coverage for the difference between the actual cash value at the time of loss and the unpaid principal due on a loan or lease.
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Disclaimer
This description is for informational purposes only. All statements are subject to the provisions, exclusions and conditions of the applicable policy. For an actual description of all coverages, terms and conditions, refer to the actual policy. Coverages and discounts are subject to individual insured meeting our underwriting qualifications and to state availability.
