Auto Insurance Coverage: Medical Payments
The last thing you need to worry about at the time of an accident is your medical insurance. The Medical Payments portion of an auto insurance policy covers you, your family members and any other passengers in your car for any necessary medical and dental services due to bodily injury caused by an auto accident. This coverage applies regardless of who caused the accident. Medical Payments coverage also covers you or your family members if you are involved in an accident as a pedestrian.
An Example of Medical Payment Coverage:
Let's say you are injured in an accident where your car slid into a ditch. The result is $2,000 in medical bills. When you called for your auto insurance quote, you selected $1,000 in Medical Payments coverage. If you didn't have health insurance, you could use your Medical Payments coverage, up to the $1,000 limit you selected, to help pay the resulting medical expenses. You would then only be responsible for the remaining $1,000 in medical bills.
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Disclaimer
This description is for informational purposes only. All statements are subject to the provisions, exclusions and conditions of the applicable policy. For an actual description of all coverages, terms and conditions, refer to the actual policy. Coverages and discounts are subject to individual insured meeting our underwriting qualifications and to state availability.
