Let's face it: Insurance can be a complex subject. Many consumers have questions about insurance that they are hesitant to ask. When it comes to protecting your family and assets no question should go unasked, no matter how basic it is.
An independent agent is able to provide the personal attention to ensure that the host of circumstances that may impact your insurance needs are considered. They also have the expertise to answer your questions and will take the time to make sure you understand all aspects of your policies.
Since an independent agent often represents numerous insurance companies, they know exactly what options are available in the market. An agent will ask probing questions and make carrier and coverage recommendations tailored to your unique needs.
You may have a special need or may be eligible for unique discounts that only certain carriers offer. Good savings can be found - including discounts and credits on auto insurance for driving a hybrid vehicle, having multiple cars on a policy or being a good student - and agents can help you take advantage of these discounts. What's more, you'll have one main contact for all of your insurance needs.
Remember, it's not always about finding the lowest premium; it's about having the coverage you need to protect your family, business and assets. Bottom line: there is nothing more valuable than a consultative agent who considers your interests when shopping for coverage.