Thought Leadership

The Travelers Institute, the public policy division of The Travelers Companies, Inc., engages in discussion and analysis of public policy topics of importance to the insurance marketplace and the financial services industry. The Travelers Institute draws upon the industry expertise of Travelers' senior management and the technical expertise of many of Travelers' underwriters, risk managers and other experts to provide information and analysis to public policy makers and regulators.

Consumer Insurance Education

Consumer Insurance Education

Considering increasingly unpredictable weather patterns and the impact of historic storms like Sandy, consumers are recognizing the importance of preparing for the unknown. While many feel daunted by the variety of insurance options and are confused about what types of coverage they might need to protect themselves and their families, the Travelers Institute has published a new Insurance Guide to help navigate the process. The Guide centralizes educational resources on homeowners and auto insurance, deductibles, the National Flood Insurance Program, and disaster preparedness into a one-stop shop for insurance information. We also will be holding a symposia series to encourage discussion about insurance coverages and disaster preparedness.
Learn more about this initiative »

America's Debt Crisis

America's Debt Crisis

The Travelers Institute has collaborated with public television to present "Overdraft," a one-hour, nonpartisan documentary designed to raise awareness and to inform the public policy discussion about the facts of the United States federal deficit and its implications for the American opportunity.
Learn more about this initiative »

Small Business Advocacy

Small business advocacy

The Travelers Institute has launched a small business advocacy project designed to raise awareness of the importance of small business to the U.S. economy and to promote an atmosphere that facilitates small business success. Travelers is one of the largest property casualty insurers of small businesses in the United States, and its policies are distributed primarily through independent agencies, which are also generally small businesses. Through this small business advocacy project, the company seeks to understand and support the needs of its small business customers and agents and promote their prosperity. Through regional symposia, white papers and public discussion, the Travelers Institute is advocating for policies that fuel job creation and economic growth for this critical economic sector.
Learn more about this initiative »

Coastal Challenges

Coastal challenges

Travelers has developed the Travelers Coastal Wind Zone Plan to address the crisis of availability and affordability of named storm coastal wind insurance along the Gulf and Atlantic coasts. With input collected during its two year development from members of Congress, other federal, state and local officials, consumer groups, insurance agents and brokers and other insurance industry leaders, the Travelers Coastal Wind Zone Plan proposes a private, market-based system, without federal subsidies for insurers, that would provide the needed framework to assist coastal families in preparing to rebuild, repair and recover from the aftermath of named storm catastrophes.
Learn more about this initiative »

Disaster Preparedness

Disaster preparedness

The Travelers Institute works closely with the company's risk control and Claim teams to develop disaster preparedness, response and recovery measures, while ensuring consumers, businesses and communities are prepared for and mitigate risks related to natural or man-made disasters.
Learn more about this initiative »

Climate & the Environment

Climate & the environment

As a major property casualty insurer, Travelers is continually monitoring, anticipating and reacting to changing climate conditions across all of our operations.

Learn more about this initiative »

Share this page

"Overdraft" - a documentary examining the impact of America's debt crisis

Learn more »