Flood protection, preparation, response and recovery



Flooding comes from many sources: heavy rains, melting snow, dam collapse and levee failures, ice jams and tidal storm surges. Floods can be sudden, but others can give days of warning. Being located within a flood zone certainly can put a business at risk, but being outside an established zone doesn’t guarantee safety. Prudent business owners will be familiar with the flood history and base flood elevations of the bodies of water nearby, coupled with an action plan should a flood occur. Recognize that just because a body of water hasn’t flooded before, does not mean that it never will. Ice jams, unusual heavy snows with rapid thaws, new construction, and new roads or bridges can all alter flood potential. Note that fires at damaged sites are not uncommon after a flood due to spilled hazardous materials, floating flammable gas cylinders, damaged electrical equipment, cutting and welding repairs, and other hazards.

Protection and preparation

Response

Recovery

Resources

Travelers documents

To access these documents, log in to our Risk Control Customer Center at travelers.com/riskcontrol and type all or part of the title in the “Search All Products” field.

Web Sites

Centers for Disease Control and Prevention – Key Facts About Flood Readiness
Centers for Disease Control and Prevention – Emergency Preparedness and Response
Environmental Protection Agency – Flooding
Federal Emergency Management Agency (FEMA) – Flood
FEMA – Install Sewer Backflow Valves
National Oceanic Atmospheric Administration (NOAA) – Floods: The Awesome Power
NOAA – Flood Safety
Red Cross – Are You Ready for a Flood or a Flash Flood?

Find more topics to help protect your business.