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Manufacturers - business owners property/liability

Common losses

  • Products liability – defective component is manufactured and buyer installs in another product, which now does not work. Defective product sold to end user (e.g. – manufacturer makes a wrench with a burr on it that damages whatever it’s being used on).
  • Damage to roof, siding, AC units caused by windstorm/hail.
  • Fire resulting in property damage (e.g. – electrical failure, ignition by machinery while tooling, ignition by chemicals on fabric, explosion inside equipment).

Risk control resources

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Exposure to loss exists at every phase of a product's life cycle, from pre-production activities, such as design, to production and post-production activities, including documentation, inspection and quality assurance, packaging (warning and labels), sales, marketing, distribution and disposal.