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Office - business owners property/liability

Common losses

  • Slip and fall in water, snow, leaves, uneven steps/threshold, door mat missing/bunched up, ice on sidewalk, etc.
  • Theft, assault as result of inadequate lighting/security.
  • Windstorm damage to roof/siding.
  • Water damage (e.g. – sprinkler discharge/plumbing failure).
  • Fire resulting in property damage (e.g. – electrical failure, ignition by welding/cutting torch, ignition by heat bearing appliance).

Risk control resources

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Did you know...

According to 2010 statistics, a fire occurs in a structure at the rate of one every 65 seconds, and in particular a residential fire occurs every 82 seconds. NFPA's Fire Loss in the United States