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Winery and vineyard insurance

grape vine

Protecting the fruits of your labor

As a winery or vineyard owner, you know there is much more to making fine wines than simply growing grapes.

Viticulture, oenology, equipment management, staffing, marketing and insurance are all integral components of a sophisticated operation. Large or small, the unique risks confronted by vintners require customized insurance solutions.

Serving the wine industry

As a leading provider of insurance to agricultural businesses, Travelers Agribusiness Division is well-versed in the unique needs of wineries and vineyard owners. Insuring with Travelers gives you access to a team of knowledgeable underwriters, risk control specialists and claims adjusters who are in-synch with your growing business and dedicated exclusively to the agricultural community. Travelers can provide you with the expertise required to meet your needs.

Special winery & vineyard insurance coverages

Winery property endorsement

  • $25,000 for brands and labels expense
  • $25,000 for wine Leakage (can be increased)
  • $25,000 for wine contamination (can be increased)
  • Market value for your wine

Orchard and vineyard growers property coverage endorsement

  • $5,000 transit coverage
  • Harvested grapes and related packaging materials and containers

Product recall expense coverage Vineyard Managers Program

Standard coverages


Covers buildings utilized for processing and warehousing, offices and tasting rooms Scheduled property; including wine products, barrels and equipment

  • Primary coverage for borrowed, rented or leased vineyard equipment
  • Theft of miscellaneous tools and equipment on or away from the insured premises

Liability coverages

  • Product liability
  • Liquor liability
  • Chemical drift for $25,000 (can be increased)
  • Personal liability for sole proprietors

Optional coverages

  • Wine while stored off premises
  • Wine stored for others
  • Special events
  • Equipment breakdown
  • High valued dwelling coverage
  • Computer/electronic data processing equipment

Travelers Agribusiness Division has developed a comprehensive insurance coverage program designed exclusively to meet the unique needs of wineries and vineyard owners/managers. Our broad and flexible Winery Insurance Program brings together all the critical coverages needed by wineries, small and large - a far superior alternative to purchasing a generic insurance product loaded with endorsements.

Contact your local Travelers Independent Agent for a more comprehensive review of the coverages we offer.

For more information click on Find an Agent and select Agribusiness.

This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.

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