Excess Follow-Form and Umbrella Liability Coverage for Oil and Gas Companies

Businesses operating in the oil and gas industry have a wide variety of unique liability exposures, and Travelers Excess Follow-Form and Umbrella Excess Liability coverage is designed to address the distinct loss exposures that confront them. Combining excess pollution coverage with Travelers Excess Follow-Form and Umbrella Liability coverage helps provide seamless protection against many types of losses.  

What is included in Travelers Excess Follow-Form and Umbrella Liability coverage?

  • Bodily injury and property damage liability 

  • Personal injury liability 

  • Advertising injury liability 

  • Optional excess automobile liability  

  • Optional excess employers liability 

Who is Excess Follow-Form and Umbrella Liability coverage right for?

Drilling contractors

Manufacturers 

Operators and nonoperators

Service contractors

Suppliers 

An oil refinery plant.

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Travelers Excess Follow-Form and Umbrella Liability coverage can provide extra layers of protection.

With additional limits above your primary insurance policy, you can safeguard your oil and gas business in the event of a large, covered loss.

Additional benefits of Travelers Excess Follow-Form and Umbrella Liability if covered by underlying Travelers EnergyPro® commercial general liability policy.

  • Occurrence-based coverage for pollution-related bodily injury and property damage, including for above-ground and below-ground sudden and accidental pollution incidents. 

  • Coverage for limited pollution costs incurred by sudden and accidental pollution incidents arising out of your oil or gas operations, including operations at your premises, equipment yards, worksites or lease sites. 

  • A full 30-day knowledge period and 90-day reporting period for sudden and accidental pollution incidents. 

  • Contractual liability coverage for pollution-related bodily injury, property damage and other claims, with provisions for third-party-over action and pass-through indemnity claims, and for certain joint operating agreement expenses assumed by nonoperators. 

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We understand that each oil and gas company has unique risks and exposures. We have knowledgeable Risk Control professionals, who are dedicated to the oil and gas industry and can work with customers to help them manage these risks.

Our claim team specializes in handling losses that arise out of the oil field, with proven expertise in understanding master service agreements (MSAs) and the importance of contractual risk transfer (CRT). We offer the power and resources of a national company, with local expertise and autonomy.

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