Public Sector Auto Insurance
What is public sector automobile insurance?
We provide public sector auto insurance solutions for unique exposures such as emergency vehicles, police cars, buses, and commandeered autos and their owners. Our public sector auto insurance coverage also includes audio and radar detection equipment, intentional bodily injury and property damage caused by autos used to protect people or property.
Who is public sector auto insurance right for?
Public sector auto insurance - physical damage coverage
- No deductible for repaired glass
- Mobile audio and radar detection equipment (if part of vehicle inventory)
- Airbags
- Personal belongings in a stolen vehicle
- Freezing of certain fire truck equipment
- Deductible reimbursement when a firefighter is using non-owned, hired or borrowed vehicle during emergency response
- Customized equipment attached to an emergency or public transportation vehicle
Other public sector auto coverages available
- Agreed value valuation
- Employees or volunteers when working as firefighters
- Umbrella excess protection
- Transit rodeos
- Expected or intended injury when protecting any person or property
Specialized Risk Control services
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Fleet specialists who understand unique auto safety challenges
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Risk Management Topics & Insights for Transportation
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Web-based self-assessments to help improve safety
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Computer-based safety training for drivers of all vehicle types
Public sector auto insurance resources
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