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COMBINE & SAVE

Or Call 1.888.695.4625 1.555.555.5555 1.777.777.7777 1.888.342.5977 1.844.754.0044 1.855.656.3103 1.844.403.1464 1.844.719.2120 to get a quote.* Retrieve a saved quote
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Car Insurance Discounts

  • OVERVIEW
  • WHAT'S COVERED
  • WAYS TO SAVE
  • FAQ

  

(DESCRIPTION)
Logo, Travelers red umbrella. Text, Ways to save on car insurance. A red car travels down the road. A blank document appears inside a thought bubble.

Bullet points appear on the document with dashed lines coming out of the document. Car appears in motion. Check marks appear at the end of each line on the document. 

(SPEECH)
SPEAKER: Car insurance costs can vary depending on a number of factors. And since protecting yourself with the proper coverage is important, it's a good idea to understand the factors that could help you get the best coverage for your money.

(DESCRIPTION)
The car appears over a silhouette of the United States. Multiple bullet points appear over several states.

(SPEECH)
First, consider your specific needs. And remember that car insurance coverage can vary from state to state.

(DESCRIPTION)
A back-up camera, a warning system, and a flashing red light on a dashboard. Text, Cameras, Warning systems, Anti-theft devices.

(SPEECH)
Then understand your car safety features, like warning systems or anti-theft devices, and how much your car is driven, and who drives it.

(DESCRIPTION)
A red, black, and gray bar on a graph represent savings on three cars for three different people.

3 documents appear with ribbons. A telematics-based Travelers program appears on a cell phone.

(SPEECH)
These things may help you save money. You might also be able to get discounts for having multiple policies with the same company or by using a telematics-based program that helps track your safe driving behaviors.

(DESCRIPTION)
A checkbook versus paying online on a computer or mobile phone.
A cartoon man and woman standing alongside a blank document with a gold ribbon at the top. Zooms in on document and shows a blank check list. 

(SPEECH)
And don't forget, how you pay matters. Paying in full or through electronic payments can also help you save money. Be sure to review your policy with your agent to keep it up to date if something changes in your life and make sure you're getting the coverages you need. To learn more, visit Travelers.com.

(DESCRIPTION)
Text, Travelers. Logo, a red umbrella. Travelers dot com slash auto.

  

Ways to Save

Get the Most Out of Your Car Insurance Coverage with Car Insurance Discounts

Get a quote and see how bundling multiple policies or having a safe driving history can make all the difference on the cost of your monthly premium. Because no matter your individual insurance needs, everyone wants to save on car insurance.

 

Multi-Policy Discount Insurance

Bundling multiple insurance policies can result in premium discounts. For example, you could save up to 13% on your Travelers car insurance when you also purchase your home/condo insurance and other insurance policies from Travelers.1

Multicar Discount

More cars means more ways to save. You may be eligible for a car insurance discount if your household insures two or more cars on one Travelers policy.**

Home Ownership Discount

You may be eligible for a car insurance discount on your car insurance if you own a home or condo, even if you insure it elsewhere.**

Safe Driver Discount

Safe driving should be rewarded. No accidents, violations or major comprehensive claims in your household for the past three to five years could save you money with our safe driver discount.**

Continuous Insurance Discount

Customers who have held car insurance continuously with Travelers with no gaps in their coverage may be eligible for a discount.**

Hybrid/Electric Car Insurance Discount

Being an environmentally friendly driver is good for your wallet. If you own or lease a hybrid car, you could save on your Travelers auto insurance with a hybrid car insurance discount.

New Car Discount

When you purchase a new car or own a car that is less than three years old, you may qualify for a new car discount.**

EFT, Pay in Full and Good Payer Discounts

You can save based on how you choose to pay. You could save when you pay your car insurance premium in full. Or save by paying with electronic funds transfer (EFT), payroll deduction or by consistently paying your premium on time.**

Early Quote Discount

If you’re new to Travelers and get an auto quote before your current policy expires, you may be eligible for a discount on your Travelers auto insurance, depending on how far in advance you shop for your policy.**

Good Student Discount

Policyholders with drivers who are fully enrolled in high school or college and are good students who maintain a “B” average or better, may qualify for a discount on car insurance.

Student Away at School Discount

If one of your dependents goes to school at least 100 miles away and won’t be driving your cars, it may mean that you qualify for a discount.

Driver Training Discount

To encourage young drivers to sharpen their skills with driver training, we offer a discount for those drivers who have successfully completed an approved driver education course.

 

Before you buy car insurance, get at least three insurance quotes.

**Early Quote, EFT, New Car, Safe Driver, Continuous Insurance, IntelliDrive®, Paid in Full, Good Payer, Home Ownership and Multicar Discounts are not available in CA.

Featured Programs

Affinity Programs

Travelers Affinity Auto & Home Program offers savings and benefits to employees or members of participating businesses, associations and credit unions. Get excellent coverage and special program rates on insurance for your car or home.

IntelliDrive® Program

Safe drivers in select states could save with our IntelliDrive program. IntelliDrive is a 90-day program that uses a smartphone app to capture data and score how safely you drive. You can earn a discount on your new policy simply by enrolling in the IntelliDrive program. At renewal, safe driving habits can lead to savings, while riskier driving habits may result in a higher premium in most states.***

Related Products

Icon of diamond ring

Jewelry and Valuable Items

From jewelry to collectibles, you may have more valuables than you realize. And your home insurance policy may not provide the coverage you need.

Icon of car and home

Umbrella Insurance

This liability coverage may go above and beyond your car and home insurance policies to help protect you from unexpected events.

Icon of boat or yacht

Boat and Yacht Insurance

Knowing that you, your passengers and your vessel are protected can help you relax and enjoy your time on the water.

If You Bundle Your Policies, You Could Save on Your Car Insurance. See How.

Prepare & Prevent

woman behind the wheel of her car putting her cell phone in the center console, 7 Common Car Accidents and How to Help Avoid Them

7 Common Car Accidents and How to Help Avoid Them

Knowing is half the battle, especially when it comes to insurance. Learn about common car accidents and how to help avoid them.

woman researching ways to save on car insurance

10 Ways to Save on Your Car Insurance

Car insurance is a necessary expense for many people, and there are a variety of ways to save. Here are 10 ways to save on your car insurance.

photo taken from back seat of a car of a woman driving a car along with interior, How Telematics Can Help Improve Driver Safety

How Telematics Can Help Improve Driver Safety

A telematics program like IntelliDrive® from Travelers can help you drive safely, and help you save money on your auto insurance.

  • OVERVIEW
  • WHAT'S COVERED
  • WAYS TO SAVE
  • FAQ
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*Quotes may not be available in all states or for all products. In CA, quotes for all products must be obtained through a local independent agent.

The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts, deductibles and other features are subject to individuals meeting our underwriting criteria and state availability. Not all features available in all states. Discounts may not apply to all coverages and/or vehicles.

Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT 06183. In TX: Automobile insurance is offered by Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers Company. In CA: Automobile Insurance is underwritten by Travelers Commercial Insurance Company, One Tower Square, Hartford, CT 06183. Certificate of Authority # 6519; State of Domicile: CT or Travelers Property Casualty Insurance Company, One Tower Square, Hartford, CT 06183. Certificate of Authority # 6521; State of Domicile: CT. Home Insurance is underwritten by The Standard Fire Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority # 3545, State of Domicile: Connecticut.  Boat and Yacht Insurance is underwritten by The Standard Fire Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority # 3545, State of Domicile: Connecticut. In WA: Automobile Insurance is underwritten by The Standard Fire Insurance Company. Homeowners Insurance is underwritten by Travelers Personal Insurance Company. Personal Article Floater Insurance is underwritten by The Phoenix Insurance Company and The Travelers Indemnity Company of America. Personal Liability Umbrella Insurance is underwritten by The Standard Fire Insurance Company, The Automobile Insurance Company of Hartford, Connecticut, The Travelers Indemnity Company of America, The Travelers Home and Marine Insurance Company, Travelers Commercial Insurance Company and Travelers Personal Insurance Company. Special Event Insurance is underwritten by The Standard Fire Insurance Company. Boat Insurance is underwritten by The Travelers Home and Marine Insurance Company. Yacht Insurance is underwritten by The Standard Fire Insurance Company, The Automobile Insurance Company of Hartford, Connecticut, and The Travelers Indemnity Company of America. All underwriting companies listed above are located at One Tower Square, Hartford, CT 06183.

1Save up to 10% off on auto insurance when you buy a Travelers home insurance policy

**Early Quote, EFT, New Car, Safe Driver, Continuous Insurance, IntelliDrive®, Paid in Full, Good Payer, Home Ownership and Multicar Discounts are not available in CA.

***Intellidrive Program: All statements herein are subject to the provisions, exclusions and conditions of the applicable policy. The IntelliDrive Program is available in: AL, AR, AZ, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, MA, MD, ME, MN, MO, MS, MT, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, VT, WA, WI and is subject to individual eligibility. Smartphone must meet compatibility requirements and drivers must be able to download and use the IntelliDrive app. Individual savings will vary and not all policies will see a savings. Individual driving data is used to rate policies. Terms and conditions apply. In ID, MD, and NJ, safe drivers can only save up to 20%. In NV, safe drivers can save up to 40%. All other states, safe drivers can see savings of up to 30%. In DC, MD, MT, and VA, riskier driving habits will not result in a higher premium. Distraction will not impact overall driving performance in ID, MD, and NJ.