Using a car seat correctly can prevent injuries, but wrong usage is very common. Even a small mistake in how the seat is used can cause serious injury in a crash.
Tips to ensure you are using a child car seat correctly
Do not use a car seat if any of the following apply
To find out if your child safety seat has been recalled, you can call the Auto Safety Hotline (888-DASH-2-DOT). If the seat has been recalled, be sure to follow the instructions for the recall or to get the necessary parts. You should also get a registration card for future recall notices from the Hotline.
For more information about infant or toddler car seats, go to the Web site of the Insurance Institute for Highway Safety at (www.highwaysafety.org). Also check out the National SafeKids Campaign (www.safekids.org) which offers a free Child Car Seat Locator which allows you to enter your child's age and weight, and get back a list of recommended car seats. Another good source of information on car seats is the American Academy of Pediatrics website (www.healthychildren.org), which offers a detailed shopping guide to car seats.
Is your child ready for a regular seat belt?
Keep your child in a car seat for as long as possible. When he or she is big enough, make sure that seat belts in your car fit your child correctly. The shoulder belt should lie across the shoulder, not the neck or throat. The lap belt must be low and flat across the hips, not the stomach. The child's knees should bend easily over the edge of the vehicle seat. Seat belts are made for adults. If the seat belt does not fit your child correctly, he or she should stay in a booster seat until the belt fits. Never tuck the shoulder belt under the child's arm or behind their back. Use lap belts only as a last resort. Try to get a lap-shoulder belt installed in your car if it doesn't already have one. If you must use a lap belt, make sure it is worn tight and low on the hips, not across the stomach.
Source: Insurance Information Institute; http://www.iii.org/
The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to availability and to individuals meeting our underwriting criteria. Not all features available in all areas.
Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT. For a complete list of personal insurance underwriting companies, click here.
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