Review your coverage and make sure it is keeping up with your life

The new year is a time of renewal, a time to reflect on the past, and to plan for the future. It is also the perfect time to review your auto, home, and other insurance policies – especially if 2014 holds big changes for you, your family, your car, your home, or your career.

Moving into the new year, many factors can influence your insurance decisions. Buying or leasing a new car? Getting married? Moving or purchasing a new home? Having a baby? Making a big investment? Renovating your home? Adding endorsements, adjusting limits, or getting a new policy to cover the risks associated with these milestones are often overlooked, but are an important aspect of any significant life event.

What New and Exciting Things Are in Store for You This Year?


Complete an Annual Insurance Policy Review

Reviewing your personal insurance needs and policies on an annual basis can you maintain adequate coverage for where you are in life, and where you are headed. It can even save you money, as changes in your status or situation may make you eligible for new discounts.

When reviewing your insurance policies, it is important to carefully consider how certain circumstances may affect your personal insurance needs. These factors include:

  • Changes to property or vehicles
  • Coverage limits that you carry compared to the value of your assets
  • New family members or beneficiaries that may need  to be added to policies
  • Changes to family member status and coverage needs (e.g. teen drivers, new spouse, retirement)
  • Newly acquired or purchased valuables

For more information, view five easy steps to consider when choosing insurance.

Contact your insurance agent or a Travelers representative today to discuss your 2014 insurance needs.

A Behind the Scenes Look at Auto Insurance

The more you know about how insurance works, the more you can make smart informed decisions. Watch this video to learn more about auto insurance—what is covered, what drives its costs and what you can do to find what's right for you. Then, watch our second video on understanding homeowners insurance.

Any coverage description in this article is general and necessarily simplified. Actual coverage is subject to the terms, limits and condition of your particular policy. Coverage, limits, discounts, deductibles and other features are subject to individual eligibility and availability. Not all features available in all areas.

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