Technology Insurance

Customized risk solutions for the tech industry

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Safeguard innovation with technology insurance protection

 Technology innovation moves fast, sometimes on a global scale, and innovation can create new risk. When you get ahead of risk – by anticipating and preparing for it – you can avoid disruptions and reduce costs. This could translate to a competitive advantage for your business.

Whether you are a technology startup or an established industry leader, staying focused on transformative innovation means effectively managing technology business risks. With over four decades of experience helping technology companies evolve with each new stage of growth, Travelers knows the technology industry like no other insurance company.

In these ever-changing industries, Travelers has been there since the beginning, offering specialized coverage for technology companies with risk control and claim management expertise that is second to none.

Four dimensions of technology insurance protection that really matter:

  • Insuring innovation: Our leading tech-specific risk control and claims services mean you can advance technology and your business with greater confidence.
  • Protecting your employees: Travelers’ proprietary injury management services are designed to help you support positive outcomes following an employee workplace injury.
  • Mitigating global risks: We can help you prepare for new customers and opportunities, as well as the associated risks that come when your operations extend outside of the United States.

Who is technology insurance right for?

The technology industry is a far-reaching ecosystem that propels commerce and society into the future through innovation. The industry encompasses a range of businesses, developing products and delivering services across multiple sectors.

The electronics manufacturing sector – encompassing distributors, manufacturers and semiconductor companies – faces heightened risk due to increasing complexity and geographic concentration of parts and components. These exposures can result in product failures/defects and supply chain disruptions, potentially affecting production operations and delivery timelines.

Information technology companies are leading the way to increased digitization and automation worldwide. However, they are confronted with various risks, including products failing to perform as expected due to errors, omissions, negligence or defects. Additionally, the sector is increasingly vulnerable to growing cyber threats, which can compromise operations and reliability.

Telecommunications is a capital-intensive industry impacted by the increased frequency of weather-related events, such as wildfires, hurricanes and other natural disasters. These risks pose a serious threat to critical network equipment, which can lead to supply chain disruptions, operational breakdowns, costly repairs and prolonged service outages.

Technology insurance products we offer

Our technology insurance products and services are designed to address the specific risks facing each technology company regardless of their size and stage of growth. As you focus on growing your technology business, it can be easy to overlook how your risks may change. You can rely on us to help. With our deep expertise in the technology industry, Travelers provides a broad range of insurance solutions designed to meet the changing needs of a broad variety of technology businesses. Check out our portfolio of tech and business insurance coverages.

  • Cyber insurance: Travelers CyberRisk Tech insurance safeguards technology businesses from errors and omissions claims and cybersecurity threats through various coverage options.
  • Global insurance: Travelers Global CompanionSM Plus+ is designed for technology businesses that have global exposures. Get products, services and expertise to meet a wide range of international insurance needs in over 150 countries worldwide.
  • General liability: Protects your technology business in the event someone makes a legal claim against it for things like bodily injury, property damage, and advertising and personal injury.
  • Commercial property: When a loss causes disruption in your operations and temporarily shuts down your business, your ability to recover quickly is critical. Travelers’ commercial property insurance can provide the support and financial assistance needed to get your business back up and running. 
  • Workers compensation: Empowers technology businesses with a host of proprietary services to support positive outcomes for employers and employees after a work-related injury or illness.
  • Commercial auto: Whether you have employees driving occasionally to an off-site meeting or a fleet of drivers delivering products to customers every day, Travelers can help protect your business on the road.
  • Umbrella: Delivers extra protection for technology businesses when significant claims exceed the limits of their existing liability coverage.
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