Car Insurance
Quotes are not available for risks located in AK, FL, HI and LA.
Travel protection is offered by our trusted partner, Travel Insured International, through InsuraMatch, LLC, a Travelers-owned insurance agency.
InsuraMatch
Pet insurance is offered by our trusted partner, PTZ Insurance Agency, Ltd through its ASPCA® Pet Health Insurance program via InsuraMatch, LLC, a Travelers-owned insurance agency.
InsuraMatch
Motorcycle insurance is offered by our trusted partner, Dairyland®, through InsuraMatch, LLC, a Travelers-owned insurance agency.
InsuraMatch
Flood insurance is offered by our trusted partner, Neptune Flood, through InsuraMatch, LLC, a Travelers-owned insurance agency.
InsuraMatch
We put the care in car insurance
At Travelers, care drives everything we do. Our customer team and superior claim service team are here when you need us most. And because every driver is unique, we offer customizable coverage options, multiple discounts and savings for a variety of needs and budgets. When you choose Travelers for your car insurance, you’re choosing coverage you can count on and service that puts you first.
What is car insurance?
Car insurance is a contract between you and your insurance company – you get the coverage you need in exchange for making premium payments to the insurance company.
Why do I need car insurance?
If your car is stolen or if you’re in an accident, you may incur expenses for car repairs, property damage, medical bills, a rental car and more. Insurance can help cover those costs. In addition, most states require drivers who own a vehicle to have car insurance – though mandatory minimum coverage and policy limits vary.
How much does auto insurance cost?
The cost of auto insurance policies can vary based on a number of factors that insurance companies consider when calculating your premium. These can include your selected coverage limits and deductibles, along with other personal and vehicle-related considerations. Higher coverage limits typically result in higher premiums but can provide greater protection, while lower limits may reduce costs but increase your potential out-of-pocket expenses after an incident. Understanding these factors can help you make informed decisions when selecting coverage.
To learn more about auto insurance, talk to your independent insurance agent or contact a Travelers representative.
Start with a personalized car insurance quote*
Getting a car insurance quote can help you identify what coverage you need and understand the potential costs. Call your local independent agent or Travelers for an auto insurance quote at 1.866.218.0397. We’ll help you understand all available coverage options and savings opportunities, making it easier to select insurance that addresses your specific needs while respecting your budget.
Streamlined claim support, when you need it most
Choosing Travelers for your auto insurance means partnering with a company that genuinely cares. With a claim service team dedicated to making the claim process as seamless as possible, you can feel protected – especially when you need us most.
Our claim process is designed with your convenience in mind, helping you feel empowered and informed every step of the way. As a Travelers customer, you can expect to:
Initiate claims easily
File your claim effortlessly through our 24/7 reporting options, designed to streamline your experience from start to finish.
Stay informed at every stage
With Travelers, you have the ability to track your claim’s progress digitally with your MyTravelers® account.
Receive quick and fair payment
Once we apply any applicable deductible, your payment can be sent to you quickly, either electronically or via check. Enjoy peace of mind knowing that Travelers works to handle your settlement efficiently and fairly.
Want to dig a little deeper? Our auto claim process guide can help you better understand what to expect after you’ve filed a claim with Travelers.
Start your online quote today or contact your independent agent or Travelers representative.
Find ways to save on car insurance
Knowing you have enough car insurance to cover potential losses can help provide peace of mind while also helping to ensure that you don’t pay more than necessary for your coverage. When pricing car insurance, keep in mind that you may be able to lower your costs if you qualify for various applicable auto insurance discounts. Increasing your deductible may help lower your premium costs, but it would lead to an increase in the amount you’d pay out of pocket in the event of a covered loss. Be sure to contact your independent agent or Travelers representative to talk through options.
Safe driver discount
Safe driving should be rewarded. If your household hasn’t had an accident, violation or major comprehensive auto insurance claim in three to five years, you could save money with our Safe Driver Discount. Note: This discount is not available in CA or NY.
Multi-policy discount
Bundle more and you could save more.
Good student discount
Policyholders with drivers who are fully enrolled in high school or college and are good students who maintain a “B” average or better may qualify for a discount on car insurance.
Discover Travelers bundling options
Bundling your car, home, boat or other policies with Travelers can help you save money with discounts on auto insurance, home insurance and other insurance products. And having your insurance with one carrier can simplify things and make managing your insurance easier.
Auto insurance + home insurance
You may find a more affordable rate – and reduce your home insurance premium – when you purchase and bundle home and auto insurance policies from Travelers.
Auto insurance + condo insurance
If you own a condo, ask about condominium protection when you request a car insurance quote from Travelers. Bundling these policies could help lower your overall bill.
Auto insurance + renters insurance
If you rent an apartment, house or condo, you can save on car insurance when you bundle your renters policy with your Travelers auto policy.
Bundle more and you could save more
Additional bundling options and savings may be available for policies such as Travelers boat, personal items and umbrella insurance.
What does car insurance cover and what are the different types of auto coverage?
Comparing car insurance quotes can help you identify the coverage that meets your needs. A key step is understanding common auto insurance coverage options along with terminology you’ll typically see in car insurance policies.
Explore auto coverage options
Here are some of the most common auto insurance coverage options:
Liability coverage
Most states require auto liability coverage, which can cover you for property damage to someone else’s vehicle or property and for bodily injury to others if you’re found responsible for an accident.
Collision coverage
Collision coverage can offer protection for your vehicle if you’re in an accident with another vehicle or object, or if your vehicle rolls over.
Comprehensive coverage
Comprehensive coverage can help cover damage to your vehicle that’s not caused by a collision – things like theft, fire, striking an animal or a tree falling on your car in a storm.
Loan or lease gap coverage
If you finance or lease your vehicle and it’s a total loss, loan or lease gap coverage can help you minimize out-of-pocket expenses by covering the difference between the current value of your vehicle and what’s owed on it.
Extended transportation expenses coverage
This coverage can be added to your car insurance policy to help pay for a rental car if your car is damaged in a covered accident. Extended transportation expenses coverage can also help cover the cost of public transportation (such as a bus or train) or a car service.
Learn about auto policy terminology
Here are some common terms you’ll typically see in car insurance policies:
Premium
The amount you agree to pay an insurance company in exchange for personal auto insurance coverage.
Deductible
The amount of a covered claim that you’ll be responsible to pay out of pocket. The lower the deductible, the less out-of-pocket expenses you’re responsible for if an incident occurs. If, for example, you choose a $500 deductible and have an accident causing $2,000 in damage to your vehicle, you’ll be responsible for the first $500 of a covered loss before insurance kicks in.
Limits
The amount your insurance will cover for damages incurred by a car accident. Coverage limits may vary by coverage type and by state.
Manage your auto insurance easily with the MyTravelers® app
Our MyTravelers website and mobile app put convenience at your fingertips, allowing you to download your auto ID cards, add or remove a vehicle, file a claim, track roadside assistance and more. And, of course, behind these digital tools stands a team of dedicated professionals, because at Travelers, we believe having an insurance company that truly cares about people makes all the difference.
To discover more about the Travelers auto insurance products available to you, contact an agent or speak to a Travelers representative to get a quote today.
Prepare & Prevent
Insights to help you manage risks at home and on the road
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