How Does Kidnap & Ransom Insurance Work for Individuals?

Kidnap & ransom insurance is designed to help protect your organization from the financial impact of sudden and unexpected expenses related to kidnapping, extortion and ransom or illegal detention. Kidnap & ransom insurance policies provide coverage typically for monies paid to kidnappers or extortionists, loss of ransom in transit and other expenses incurred as a result of a kidnapping.  
These threats are very real and can happen to any business. Someone could have a grudge against you, your company or your employees. Someone could even try to force you to reveal company trade secrets. Even when no ransom money is paid, these stressful situations can create unexpected costs and have a significant impact on your business's bottom line. 

How does kidnap & ransom insurance work?

Our coverage is designed to help your organization minimize the financial impact of a kidnapping, extortion and random or illegal detention. An important benefit of our policy is the immediate priority access to SPS when an incident occurs.
Travelers helps businesses understand kidnap & ransom coverage.

Who is kidnap & ransom insurance right for? 

  • Financial institutions
  • Nonprofit organizations
  • Private companies
  • Public companies 

Uncover kidnap & ransom risks

Learn more about unseen risks and how coverage can help businesses prepare.


Coverage 101

Kidnap & Ransom Coverage

Learn why you and your organization need protection.

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Applications and forms for agents

Access all management and professional liability applications, as well as the surety bond forms library.