Commercial and Business Insurance

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Business Insurance

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Small Business

Small Business coverage

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Reducing risk with business insurance

No matter what industry you are in, your company faces risk every day. That's why Travelers offers a wide range of business insurance options, designed to identify and reduce those risks. Beyond managing claim costs, we help companies prepare for risk and recover faster after an unexpected event.  Managing the total cost of risk creates a competitive advantage, helping you protect and grow your business.

Putting insights and expertise to work for your business

Why is business continuity important?

Developing a business continuity strategy is a must for companies facing an unprecedented number of exposures. 

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Insurance investigation trends happening now

Insurance fraud can cost companies millions if it isn’t caught early. 

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Products & solutions

Designed to protect your business

Helps protect your business on the road, from physical damage to liability for bodily injury and property damage.  

Covers losses related to data breaches, including ancillary services to help prevent and recover from cyberattacks.

Addresses a wide range of claims ranging from bodily injury and property damage to libel and copyright infringement. 

Targets liability claims related to unique responsibilities within private, public, nonprofit and financial institutions. 

Helps protect everything from buildings to the equipment and assets within from fire, storms, theft and more.

Delivers bundled protection, the essential coverages business owners need so they can pursue their passion.

Surety bonds for individuals and businesses. 

Supports employees through illness and injury, delivered with a host of proprietary services to support positive outcomes. 

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Customized protection for all customers based on exposures they may face every day. Our industry expertise, along with a deep understanding of business needs, helps ensure we deliver services designed specifically for our customers.

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Essential Coverages

Small business

The right insurance company can also provide insights and guidance that can help you manage risks and avoid claims. That's why making smart choices about your business insurance can have a significant impact on the overall well-being of your business. 


160+ years of experience. 30,000 people who care.


Here, sustainability means performing today, transforming for tomorrow and fulfilling our promise to our customers, communities and employees.

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Diversity and Inclusion

We attract and retain the best employees from the broadest talent pool and foster an inclusive environment where each individual can develop and thrive. 

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Travelers builds strong communities through giving and volunteerism to support educational and economic opportunities for all. 

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Travelers Institute

We bring industry thought leadership and analysis to help address the most pressing challenges facing our industries, our customers and the communities we serve.  

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Business insurance fundamentals



Financial strength

A.M. Best gives Travelers an A++, its highest rating, in claims-paying financial strength. When the unexpected happens, we’ll be here to help.*


Insights to help you manage risks at work and on the road

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Get coverage for your unique professional risks.

*A.M. Best’s rating of A++ applies to certain insurance subsidiaries of Travelers that are members of the Travelers Insurance Companies pool; other subsidiaries are included in another rating pool or are separately rated. For a listing of companies rated by A.M Best and other rating services, visit Ratings listed herein are as of July 20, 2023, are used with permission, and are subject to changes by the rating services. For the latest rating, access