Helping industries anticipate and respond to risk
Every industry has its own unique risks. With deep expertise across manufacturing, construction, financial institutions and many other fields, Travelers focuses on what matters most to your industry. We work with you to identify emerging threats and new opportunities, so we can develop a plan to match your coverage and compliance needs.
Industries
Agribusiness
Specialized coverages and programs for farms, ranches, wineries, packers, equine and commercial growers of agricultural products.
![Combine harvester moves along creating rows in a large green field.](https://asset.trvstatic.com/images/assets/GettyImages-967338-002.jpg/Zz1mMmYwNzkwODFiNTkxMWVkYTA4MGRhZWQyOTNiMmYxNQ==?token=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJzdWIiOlsiZjJmMDc5MDgxYjU5MTFlZGEwODBkYWVkMjkzYjJmMTUiXSwiZXhwIjoxNjkzNjEyNjA0fQ.YZ187OP7QnVI0MDMzKTQpVfxd6SZL-idEWUptknmeOk)
Architects, engineers and surveyors
Our coverages for architects, engineers and surveyors feature 22 additional general liability coverages and specialized loss prevention and claim services.
![Businessperson wearing a suit going over notes on a whiteboard in sunny conference room](https://asset.trvstatic.com/images/assets/ArchitectsEngineersSurveyors.jpg/cd7c314c20be11eeb8fd3e46d04c301f)
Auto and truck dealers
Travelers IndustryEdge® offers products and insights to help our franchised auto and truck dealer customers identify and protect against potential business disruptions.
![Sales rep leaning against car in dealership lobby.](https://asset.trvstatic.com/images/assets/businesswoman-sitting-on-car-in-dealrship-with-tablet.jpg/05edbe5436c911ee82f4f6493d565b53)
Business and professional services
Our coverage options for business and professional services include printers and publishers, building service contractors, architects, engineers and surveyors.
![Overhead shot of group of business professionals around a conference table.](https://asset.trvstatic.com/images/assets/female-lawyer-and-customers-sitting-at-desk-in-office.jpg/730a6e1e388711ee8bd32e3406337e31)
Construction
Our deep experience with construction, including talent in our own organization with strong industry backgrounds, enables us to offer insurance and related services that are tailored specifically for contractors.
![Three contractors conferring over laptop in an unfinished building.](https://asset.trvstatic.com/images/assets/construction-workers-reviews-project-on-computer.jpg/a984fb60354b11ee8bd32e3406337e31?token=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOlsiYTk4NGZiNjAzNTRiMTFlZThiZDMyZTM0MDYzMzdlMzEiXSwiZXhwIjoxNjk0NzI3NjAwfQ.qPg_PU7ha-NRL8noIVqQ0tVBK88Xu1MCL4n1SEiVvnU)
Education
We offer coverage for educational institutions, including four-year universities, two-year junior colleges and public and private K-12 schools.
![Higher education institution on a campus with trees.](https://asset.trvstatic.com/images/assets/panaromic-view-charles-river-bridge-harvard-university.jpg/05da475236c911ee8bd32e3406337e31?token=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOlsiMDVkYTQ3NTIzNmM5MTFlZThiZDMyZTM0MDYzMzdlMzEiXSwiZXhwIjoxNjk0NzI3NjUyfQ.ocyVecOsGCTnviytHIcpUIarD0-9DZnWJ59fPSplBYg)
Energy and renewables
We offer a mix of energy insurance products and services that continually evolve to help support and advance this dynamic market as it transitions to a more sustainable future, from traditional oil and gas to the rapidly expanding renewables sector along with major power and utilities companies.
![Two wind turbines in an open landscape with mountains in the far distance.](https://asset.trvstatic.com/images/assets/energy-insurance-large.jpg/7b8016ac644c11eeaaadca7a0d65b834?token=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOlsiN2I4MDE2YWM2NDRjMTFlZWFhYWRjYTdhMGQ2NWI4MzQiXSwiZXhwIjoxNjk2NjA2MjUwfQ.ySoNL8bmHNg8afy016z1SzKqPFIhXdfj0sAyHm5v-Ik)
Equipment dealers
Construction, farm and industry machinery equipment dealers have access to a full suite of protection for their people, property and business operations.
![Agricultural equipment, tractors.](https://asset.trvstatic.com/images/assets/equipment_hero.jpg/0d8dfac241e411ee875eb68b4d32f793)
Financial institutions
Our offerings for financial institutions and banks include specialized management liability, crime and errors and omissions options, in addition to core property casualty lines.
![Skyscrapers in a business district of a city.](https://asset.trvstatic.com/images/assets/financial-institutions-medium.jpg/Zz02MzZmYmM1YTgyM2IxMWVkOWJkYTVlMTYzZDBiYmUxNw==?token=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJzdWIiOlsiNjM2ZmJjNWE4MjNiMTFlZDliZGE1ZTE2M2QwYmJlMTciXSwiZXhwIjoxNjk0NzI3NzEwfQ.NsVPaYzC8mMZPBR-ZiAmfvdiSw_1key5nMiSSg1hltg)
Food services
From traditional restaurants and catering firms to wineries and vineyards, Travelers has longstanding experience insuring the food services industry.
![Chefs cooking food in a restaurant kitchen.](https://asset.trvstatic.com/images/assets/latin-chefs-cooking-in-restuarant-kitchen.jpg/b5897800355011ee8bd32e3406337e31)
Healthcare
Our healthcare coverage options include medical technology companies, outpatient facilities and skilled nursing care facilities, among other aspects of this growing sector.
![Healthcare office buildings in an office park](https://asset.trvstatic.com/images/assets/modern-scottsdale-medical-building.jpg/770f392848f311ee80da4a512a31518e)
Hospitality and recreation
Our coverage and services meet the specific requirements of the hospitality industry, including golf courses.
![Exterior of a hotel against a blue sky.](https://asset.trvstatic.com/images/assets/modern-hotel-building.jpg/456f22e263a211eeaaadca7a0d65b834)
Life sciences
Coverage for a wide range of life sciences companies including medical technology, pharmaceuticals, biopharmaceuticals and digital health.
![Scientists working together in a lab on advanced equipment.](https://asset.trvstatic.com/images/assets/scientists-working-together-in-lab-on-advanced-equipment.jpg/4525189828e911efb87872c995914e03)
Manufacturing
Advanced manufacturing promises to boost production, reduce costs and improve quality, and our unique experience with supply chains, tech innovation, employee safety and even brand reputation can help address the new risks that companies face on this transformational journey.
![Two men in hard hats discussing manufacturing insurance in a plant.](https://asset.trvstatic.com/images/assets/manufacturing_hero.jpg/1436654e228611eeba81aae6c5494926)
Marine industries
Travelers has an extensive product portfolio of marine and non-marine coverages for operations, including marine services suppliers, marine transportation and construction, ocean cargo and luxury yacht owners.
![A boat at the ocean harbor.](https://asset.trvstatic.com/images/assets/ocean-cat-hero.jpg/53dc5b70531b11eeab556a7665ed9835?token=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOlsiNTNkYzViNzA1MzFiMTFlZWFiNTU2YTc2NjVlZDk4MzUiXSwiZXhwIjoxNjk0NzE1OTM1fQ.waVbiv6beOmzLnPv75Jc4VTI8xFD2n3KBBZ5PoBNLX8)
Museums and fine art
Our coverage can address general risks as well as exposures that can affect operations, such as lost income coverage, in addition to specialty offerings such as the transportation and storage of fine art.
![A woman looking at wall art in a museum.](https://asset.trvstatic.com/images/assets/woman-art-dealer-looking-paintings.jpg/edd1247e644e11eeaaadca7a0d65b834?token=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOlsiZWRkMTI0N2U2NDRlMTFlZWFhYWRjYTdhMGQ2NWI4MzQiXSwiZXhwIjoxNjk2NjA3MzE1fQ.akdaZ93UEQJ7vqigg3elFFSZVvxxItW_zNe9HUin6hw)
Nonprofit
Nonprofit organizations have unique needs, and we have built a suite of tailored coverages that cover everything from directors and officers to risks related to employment practices.
![A group of employees applauding a coworker.](https://asset.trvstatic.com/images/assets/volunteers-applauding-in-meeting.jpg/ad6504fa355f11ee82f4f6493d565b53)
Oil and gas
Travelers has developed specialized expertise, products and services that can help oil and gas companies protect their employees, their physical assets, their balance sheets and ultimately their long-term viability.
![An oil refinery plant](https://asset.trvstatic.com/images/assets/pumpjack-oil-derrick-and-refinery-plant.jpg/bdb94e603ad711ee8bd32e3406337e31)
Public entities
Cities and counties face unprecedented uncertainty and change in areas such as public safety, law enforcement practices and data security, even as they address aging infrastructure, which is why we are committed to helping public entities proactively address a broad array of risks.
![A stately building against a blue sky.](https://asset.trvstatic.com/images/assets/massachusetts-state-house.jpg/c4d2b0603ad711ee82f4f6493d565b53)
Real estate
Our products and services help real estate owners and managers address rising threats to property from unavoidable sources such as weather, in addition to preventable damage and liability.
![A row of office buildings in an office park](https://asset.trvstatic.com/images/assets/exterior-office-building-with-clear-skies.jpg/444c8904361b11ee8bd32e3406337e31)
Retail
We offer industry-specific insurance coverage for regional chain stores and retail businesses alike.
![People walk inside a mall hallway with large chain retail stores on both sides.](https://asset.trvstatic.com/images/assets/people-walking-inside-large-shopping-mall.jpg/bf6793983ad711ee8bd32e3406337e31)
Technology
Travelers provides insurance for the telecommunications, information technology, life sciences and electronics manufacturing industries.
![Graphic of circuitry board](https://asset.trvstatic.com/images/assets/semiconductor-and-circuit-board.jpg/bfd0ab6c388411eeb07472afad29a47e)
Transportation
A leader in insuring commercial vehicles, we provide a broad range of affordable commercial insurance coverages to help auto and trucking customers protect their business.
![18-wheeler truck moving along flat, empty highway](https://asset.trvstatic.com/images/assets/semi-truck-zooming-on-highway.jpg/ad2964ae355f11ee8bd32e3406337e31)
Wholesale and distribution
Coverage for wholesalers and distributors serves a broad range of businesses, including home furnishings, office equipment and supplies and industrial supplies.
![Man scanning box as it moves along assembly line](https://asset.trvstatic.com/images/assets/wholesalers_hero.jpg/e8e28a28428111eea43266ebc97c1988)