Insurance for Small Business

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Protect your business with small business insurance.

Maybe it began as a hobby, or a bold career move. You started your business for a reason and made a significant investment. Business insurance helps to protect your investment from the financial impact of unexpected events, such as an employee injury, a lawsuit, a natural disaster or a man-made event.

The right insurance company can also provide insights and guidance that can help you manage risks and avoid claims. That’s why making smart choices about your business insurance can have a significant impact on the overall well-being of your business. 


Real-world advice for small businesses

Your time is at a premium. That’s why we offer practical advice on topics that matter most to help protect your small business.

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Small business insurance with you in mind

You work hard to deliver a high level of service and products that fit your customer needs. We offer the same when it comes to protecting your business. 


Small business insurance coverage designed to protect your business.

Provides a broad array of standard coverage features specifically designed to meet the property and general liability needs of small commercial customers, with the flexibility to further tailor coverage to meet your specific business needs.

Supports employers and employees after a work-related injury or disease, delivered with a host of proprietary services to support positive outcomes.

Provides organizations of all sizes coverage to help protect against losses resulting from data breaches and other fast-evolving cyber exposures.

Policies that fit your unique responsibilities and exposures – whether you’re a private, public, nonprofit or financial institution.

Unfortunately, mistakes can happen. Protect your business from liability risks resulting from professional services, advice or recommendations provided by your business.

Protect your business from liability risks if an employee should claim wrongful employment practices.

Travelers commercial auto & trucking insurance offers quality products to protect your business on the road.

Commercial umbrella and excess liability solutions can provide the extra protection you need for the big, unexpected events.

Your professional and financial security can depend on how well you're protected from a lawsuit or claim. Travelers errors & omissions coverage protects professionals from the array of emerging exposures firms may face.

Helps replace your income and covered expenses while your property is being repaired or replaced.

Travelers general liability insurance for businesses provides protection from a variety of claims.

Helps protect the business property you own, lease or rent, including assets like your buildings, equipment and inventory.

Travelers offers a broad package of specific coverages for nearly every equipment loss scenario.

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Services for small business owners

Customized protection for all customers based on exposures they may face every day. Our industry expertise, along with a deep understanding of business needs, helps us deliver service plans designed specifically for our customers. 


160+ years of experience. 30,000 people who care.


Here, sustainability means performing today, transforming for tomorrow and fulfilling our promise to our customers, communities and employees.

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Diversity & Inclusion

We attract and retain the best employees from the broadest talent pool and foster an inclusive environment where each individual can develop and thrive.

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Travelers builds strong communities through giving and volunteerism to support educational and economic opportunities for all.

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Travelers Institute

We bring industry thought leadership and analysis to help address the most pressing challenges facing our industries, our customers and the communities we serve.

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Small business FAQs

Got questions? We have answers.

Explore common questions that are asked before, during or after purchasing small business insurance. 

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Small Retail Business - Insurance Coverage Scenarios

Explore ways to protect your small retail business when the unexpected happens. Check out all the ways Travelers Insurance can help protect your small business.


Insights to help you manage risks at work and on the road

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Find an insurance agent

Get coverage for your unique professional risks.