Commercial Truck & Auto Insurance
Commercial Automobile insurance provides protection for automobiles used in the course and scope of business. Travelers offers a comprehensive commercial auto product to ensure that company vehicles, as well as the employees who operate them, are properly protected.
A Travelers Commercial Automobile policy can provide liability and physical damage coverage for both small and large fleets of commercially owned vehicles. Travelers Commercial Auto Vehicle coverages include:
- Liability Coverage*
- Uninsured Motorists Coverage*
- Underinsured Motorists Coverage*
- Physical Damage Coverage*
Who is it right for?
Travelers offers industry-specific coverage for commercial auto and fleet vehicles. Discover what policy-type may be best for your business.
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Frequently Asked Questions
The cost can vary. There are many independent factors that impact what you will pay for commercial auto insurance such as the type of the vehicles, driving history, garaging location(s) and the coverages or limits you select.
A fleet is defined as five or more self-propelled autos under one ownership and used for business purposes. A policy with less than five self-propelled autos is considered a non-fleet policy.
A commercial auto insurance policy provides coverage for commercially owned vehicles used in business operations. A personal auto policy provides coverage for personally owned vehicles that are operated by individuals or family members for personal use.
Physical Damage Coverage protects your owned autos against accidental loss or damage, including:
- Collision coverage – protection against damage and loss in the event of an accident
- Comprehensive coverage – protection against damage or loss caused by something other than a collision such as hitting an animal or theft
- Specified causes of loss coverage – protection against specified peril such as vandalism, hail or fire
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