Commercial Truck & Auto Insurance
Commercial Automobile insurance provides protection for automobiles used in the course and scope of business. Travelers offers a comprehensive commercial auto product to ensure that company vehicles, as well as the employees who operate them, are properly protected.
A Travelers Commercial Automobile policy can provide liability and physical damage coverage for both small and large fleets of commercially owned vehicles. Travelers Commercial Auto Vehicle coverages include:
- Liability Coverage*
- Uninsured Motorists Coverage*
- Underinsured Motorists Coverage*
- Physical Damage Coverage*
Who is it right for?
Travelers offers industry-specific coverage for commercial auto and fleet vehicles. Discover what policy-type may be best for your business.
Find Solutions
Discover products by industry:
Tailor your Solution
Frequently Asked Questions
The cost can vary. There are many independent factors that impact what you will pay for commercial auto insurance such as the type of the vehicles, driving history, garaging location(s) and the coverages or limits you select.
A fleet is defined as five or more self-propelled autos under one ownership and used for business purposes. A policy with less than five self-propelled autos is considered a non-fleet policy.
A commercial auto insurance policy provides coverage for commercially owned vehicles used in business operations. A personal auto policy provides coverage for personally owned vehicles that are operated by individuals or family members for personal use.
Physical Damage Coverage protects your owned autos against accidental loss or damage, including:
- Collision coverage – protection against damage and loss in the event of an accident
- Comprehensive coverage – protection against damage or loss caused by something other than a collision such as hitting an animal or theft
- Specified causes of loss coverage – protection against specified peril such as vandalism, hail or fire
Related Products & Solutions
Commercial Trucking Insurance: Northland Insurance
Northland, a division of Travelers, has been providing industry-leading products and services at competitive prices to trucking business for over 70 years.
Commercial Auto Insurance for Public Sector
Coverage specifically designed to help protect public entities and municipalities such as law enforcement, emergency services, and road and street maintenance vehicles.
Insights & Expertise

Hired and Non-Owned Auto Coverages
What are hired and non-owned auto coverages and how can they help protect your business? Learn more about hired and non-owned auto coverages and how to help protect your employees and your company from driving-related risks.

6 Commercial Auto Risks that Can Increase Insurance Rates
Explore six factors that have significantly impacted the rates for commercial auto.

2019 Travelers Risk Index Distracted Driving for Businesses [Infographic]
Are your employees distracted driving on the job? Here’s a look at key findings and learn how a distracted driving policy can help.

6 Factors Affecting the Cost of Commercial Auto Insurance
Learn about six unexpected reasons why your commercial auto premium may be increasing.

Help Your Drivers Stay Focused on the Road
As featured in Risk & Insurance®: Learn how a focus on employment policies and practices can help keep your fleet safe.

6 Ways You Can Lower Auto Expenses
As featured in PropertyCasualty360: Learn 6 quick ways to help your drivers stay safe on the road and protect your bottom line.