Small Business Insurance - Healthcare
Whether you're the office administrator or the lead practitioner, you're committed to protecting the well-being of your patients. Your business deserves the same degree of care. From damage to essential medical equipment to an X-ray or refrigeration system failure, or even in defense of a lawsuit, Travelers has you covered.
Healthcare Business Owner's Policy
Our insurance for the healthcare industry starts with a Travelers BOP (Business Owner's Policy) which combines property and liability insurance to protect the health and wellness of your business.
Travelers BOP includes:
- General Liability
- Business Income/Extra Expense
- Valuable Papers and Records
- Computer Equipment, Data and Media
- Equipment Breakdown
Who is it right for?
Small businesses including health and wellness professionals, such as:
- Diagnostic Imaging Labs
- Med Spas
- Physical Therapists
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Customize your policy with these add-ons
Get specialized coverage for your specialized business. These endorsements supersize your BOP, delivering our most powerful protection and higher policy limits to protect the vitality of your business. Medical Dental Premier $350,000 blanket limit includes spoilage – valuable protection for vaccines and other medicines that could be damaged due to a refrigeration system going down. Water/sewer backup covers damage to diagnostic equipment or exam rooms if water or sewer backs up or overflows from a sewer drain or sump. Plus, Medical Dental Premier includes a Business Income Daily Limit option and more than 40 expanded coverage features designed specifically for healthcare practices and professionals.
With the migration to electronic health records (EHR) and patient web portals, health care has become the most frequent target for cyber criminals. We can help with out-of-pocket costs such as patient notification, public relations and court-awarded judgments.
In today's increasingly litigious environment, EPL+ can defend your business in the event of a claim alleging discrimination, harassment or wrongful termination. EPL+ helps cover your legal expenses – regardless of who's at fault – as well as potential damages, up to the coverage limit. We also include identity theft protection for employees.
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