Workers Compensation Insurance
Workers compensation insurance coverage can help to protect both you and your employees after a work-related injury or illness. For the employee, workers compensation provides medical care, lost wages and more. For the employer, workers compensation provides a sole remedy, avoiding expensive civil litigation. Plus, workers compensation insurance provides employers peace of mind, knowing your employees will get the help they need to recover and return to work.
Travelers is an industry leader, the number one writer of workers compensation insurance in the United States. Our experienced and collaborative teams strive to treat every customer, from the small business to the national multi-state business, as our most important customer. With more than 100 years of experience, Travelers has built a broad range of products and innovative services, all delivered locally in your community. We are committed to assisting companies with reducing claim costs, making their work environment safe for employees, getting injured workers appropriate care, improving claim outcomes and/or helping employees return to work.
More than 500,000 current customers trust Travelers to take care of their most precious business resource – their employees.
As a leading workers compensation carrier, we bring a nationwide network, local expertise, and Underwriting, Claims, Risk Control and Premium Audit teams are on the ground in every major state.
Who is this right for?
Travelers offers workers compensation protection for many industries. Find protection specific to your industry and business.
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Frequently Asked Questions
In most states, employers are required to carry workers compensation insurance – even for temporary or seasonal workers. For more information visit our State-specific workers compensation information resource.
Workers compensation insurance rates may vary based on factors such as a company's state, payroll and claim history. Travelers has a broad risk appetite, can customize insurance programs and offers competitive pricing.
Because coverage is statutory, many think that all workers compensation coverage is the same. However, there are vast differences between insurance carriers – primarily in the products and services they provide. Travelers offers a wide variety of products to suit our customers' needs, as well as a combination of Risk Control and Claim services that is truly unique. Some of our products include dividend plans, captive programs, managed care plans, bundled and unbundled loss sensitive programs, and drug-free safety credits. In addition to our loss prevention and claim services, Travelers offers premium audit options and flexible billing services and installment plans.
Related Products & Solutions
Small Business Workers Compensation
Provide benefits to your employees and protect your small business when a work-related injury occurs.
Public Entities Workers Compensation
Coverage specifically designed to help protect: American Indian nations, K-12 public schools, Municipalities and counties, Transit authorities, and Utilities.
Oil & Gas Workers Compensation
Coverage for a variety of oil and gas industry operations including drilling contractors, manufacturers, and suppliers.
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