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Workers Compensation
Workers compensation insurance for today's unique risks
Workers Compensation
Workers compensation insurance for today's unique risks

Workers Compensation Insurance

Workers compensation insurance coverage can help to protect both you and your employees after a work-related injury or illness. For the employee, workers compensation provides medical care, lost wages and more. For the employer, workers compensation provides a sole remedy, avoiding expensive civil litigation. Plus, workers compensation insurance provides employers peace of mind, knowing your employees will get the help they need to recover and return to work.

Travelers is an industry leader, the number one writer of workers compensation insurance in the United States. Our experienced and collaborative teams strive to treat every customer, from the small business to the national multi-state business, as our most important customer. With more than 100 years of experience, Travelers has built a broad range of products and innovative services, all delivered locally in your community. We are committed to assisting companies with reducing claim costs, making their work environment safe for employees, getting injured workers appropriate care, improving claim outcomes and/or helping employees return to work.

More than 500,000 current customers trust Travelers to take care of their most precious business resource – their employees.

As a leading workers compensation carrier, we bring a nationwide network, local expertise, and Underwriting, Claims, Risk Control and Premium Audit teams are on the ground in every major state.

Who is this right for?

Travelers offers workers compensation protection for many industries. Find protection specific to your industry and business.

Find Solutions

Discover products by industry:

Tailor your Solution

Frequently Asked Questions

In most states, employers are required to carry workers compensation insurance – even for temporary or seasonal workers. For more information visit our State-specific workers compensation information resource.

Workers compensation insurance rates may vary based on factors such as a company's state, payroll and claim history. Travelers has a broad risk appetite, can customize insurance programs and offers competitive pricing.

Because coverage is statutory, many think that all workers compensation coverage is the same. However, there are vast differences between insurance carriers – primarily in the products and services they provide. Travelers offers a wide variety of products to suit our customers' needs, as well as a combination of Risk Control and Claim services that is truly unique. Some of our products include dividend plans, captive programs, managed care plans, bundled and unbundled loss sensitive programs, and drug-free safety credits. In addition to our loss prevention and claim services, Travelers offers premium audit options and flexible billing services and installment plans.

Related Products & Solutions

Small Business Workers Compensation

Provide benefits to your employees and protect your small business when a work-related injury occurs.

Public Entities Workers Compensation

Coverage specifically designed to help protect: American Indian nations, K-12 public schools, Municipalities and counties, Transit authorities, and Utilities.

Oil & Gas Workers Compensation

Coverage for a variety of oil and gas industry operations including drilling contractors, manufacturers, and suppliers.

Insights & Expertise

Manager training new manufacturing employee

How to Onboard and Train Employees into a Safety Culture

Continuous onboarding and training of employees can help overall retention. Create an employee onboarding and training plan.

Manager teaching new employees about safety and wellness culture

Creating a Safety and Wellness Culture in Your Company

A process for employee engagement and support that focuses on safety and wellness can help with job retention and help promote wellness.

Employee working in a manufacturing company

Helping Employers Manage a Safer Workforce

Travelers Workforce Advantage® can help businesses promote employee health and safety.

Find an Agent

An independent insurance agent can help you make the choices that are right for you.

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MyTravelers for Injured Employees

MyTravelers for Injured Employees

Travelers is proud to introduce MyTravelers® for Injured Employees—digital capabilities that enhance our industry-leading TravComp® model.

  • Learn More

Workers Compensation Resources

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© 2019 The Travelers Indemnity Company. All rights reserved.

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