As a business owner, you strive to provide the highest level of service and delivery to your clients. But even with the most conscientious efforts, mistakes can happen and put your business at risk – regardless of whether your business is found to be at fault.
If a client claims damages resulting from a mistake you made in delivering your services, they may take action and file suit against you. The cost to protect your business in such cases can be financially crippling.
Professional Insurance Options
Depending on the type of business you own, there are three different ways in which Travelers can offer professional coverage for small business owners:
- Automatically included with our Business Owners Policy (Master PacSM) – at no additional cost.
- Added as an enhancement to your Master Pac policy – providing broader coverage limits and deductible options for an additional premium.
- Available as a stand-alone Professional Liability policy – value-added benefits and coverage features for businesses with more complex professional exposures.
Consider This Coverage…
If your business is based on providing professional services, advice or recommendations to your clients. The simplest things can lead to unexpected legal action against your company:
- An accident
- An unintentional oversight
- A misunderstanding
- Poor documentation
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Business leaders continue to worry about similar risks every year, but some, such as cyber risks, are on the rise.