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Professional Insurance

As a business owner, you strive to provide the highest level of service and delivery to your clients. But even with the most conscientious efforts, mistakes can happen and put your business at risk – regardless of whether your business is found to be at fault.

If a client claims damages resulting from a mistake you made in delivering your services, they may take action and file suit against you. The cost to protect your business in such cases can be financially crippling.

Professional Liability Insurance Options

Depending on the type of business you own, there are three different ways in which Travelers can offer professional coverage for small business owners:

  • Automatically included with our Travelers BOP (Business Owner's Policy) – at no additional cost.
  • Added as an enhancement to your Travelers BOP – providing broader coverage limits and deductible options for an additional premium.
  • Available as a stand-alone Professional Liability policy – value-added benefits and coverage features for businesses with more complex professional exposures.

Consider This Coverage…

If your business is based on providing professional services, advice or recommendations to your clients.  The simplest things can lead to unexpected legal action against your company:

  • An accident
  • An unintentional oversight
  • A misunderstanding
  • Poor documentation
  • Miscommunication

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Related Products & Solutions

Travelers BOP (Business Owner's Policy)

Combines property and liability insurance to provide a bundled, affordable solution that meets the general needs of your small business.

Small Business Data Breach

Helps protect your business from cyber liability and data breach exposures, an increasingly common risk for just about every type of small business.

Management & Professional Liability

With dedicated policies for private companies, public companies, non-profits and financial institutions, you’ll get the coverage that fits your unique responsibilities and exposures.

Employment Practices Liability

Helps protect your business from liability risks if an employee should claim wrongful employment practices such as discrimination, sexual harassment, retaliation or wrongful termination.

Insights & Expertise

Why Professional Insurance?

Why Professional Insurance?

Mistakes can be costly, even if you didn't make one.

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What Worries Consumers and Businesses the Most in 2017?

Businesses and consumers share many similar concerns. Find out what businesses and consumers worry about most.

Demystifying Management Liability

Demystifying Management Liability

Learn about the management liability risks that your business may be facing with this video series.

Related Services

Risk Control

With more than 115 years of risk expertise and a staff of 500+ Risk Control consultants, Travelers has the experience and technical proficiency to help businesses manage their risks.

Claim

Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism. It's our business to help keep you in business.

Find Solutions

Discover products by industry:

Tailor your Solution


Retail Business Coverage Scenarios

Small Retail Business Scenarios

Explore our one-stop-shop approach to business protection.


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Resources

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For Agents

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The Travelers Indemnity Company and its property casualty affiliates. One Tower Square, Hartford, CT 06183
This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.
All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.