What Is Small Business Professional Liability Insurance?

As a business owner, you strive to provide the highest level of service and delivery to your clients. But even with the most conscientious efforts, mistakes can happen and put your business at risk, regardless of whether your business is found to be at fault. 

If a client claims damages resulting from a mistake you made in delivering your services, they may take action and file suit against you. The cost to protect your business in such cases can be financially crippling. 

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Get coverage for your unique professional risks.

Small business professional liability insurance options

Depending on the type of business you own, there are three different ways in which Travelers can offer professional coverage for small business owners: 

  • Automatically included with your Travelers BOP (business owner's policy)– at no additional cost. 

  • Added as an enhancement to your Travelers BOPproviding broader coverage limits and deductible options for an additional premium. 

  • Available as a stand-alone professional liability policy– value-added benefits and coverage features for businesses with more complex professional exposures. 

Consider coverage for when mishaps happen

If your business is based on providing professional services, advice or recommendations to your clients, the simplest things can lead to unexpected legal action against your company: 

  • An accident 

  • An unintentional oversight 

  • A misunderstanding 

  • Poor documentation 

  • Miscommunication 

Small business owners discuss insurance coverage while standing in a glass-walled store office.

Customize your solution

Travelers builds specialized solutions for small business.

Related products & solutions

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Policies that fit your unique responsibilities and exposures – whether you’re a private, public, nonprofit or financial institution.

Travelers employment practices liability insurance includes coverage for defense costs and damages related to various employment-related claims.


Insights to help you manage risks at work and on the road

Related services

With more than a century of expertise and more than 500 Risk Control consultants, Travelers has the experience and technical proficiency to help businesses manage their risks. 

Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism. It's our business to help keep you in business.

Business person smiling and carrying a red folder.

Find an insurance agent

Get coverage for your unique professional risks.