Professional Insurance
As a business owner, you strive to provide the highest level of service and delivery to your clients. But even with the most conscientious efforts, mistakes can happen and put your business at risk – regardless of whether your business is found to be at fault.
If a client claims damages resulting from a mistake you made in delivering your services, they may take action and file suit against you. The cost to protect your business in such cases can be financially crippling.
Professional Insurance Options
Depending on the type of business you own, there are three different ways in which Travelers can offer professional coverage for small business owners:
- Automatically included with our Business Owners Policy (Master PacSM) – at no additional cost.
- Added as an enhancement to your Master Pac policy – providing broader coverage limits and deductible options for an additional premium.
- Available as a stand-alone Professional Liability policy – value-added benefits and coverage features for businesses with more complex professional exposures.
Consider This Coverage…
If your business is based on providing professional services, advice or recommendations to your clients. The simplest things can lead to unexpected legal action against your company:
- An accident
- An unintentional oversight
- A misunderstanding
- Poor documentation
- Miscommunication
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Related Products & Solutions
Business Owners Policy (BOP) – Master PacSM
Combines property and liability insurance to provide a bundled, affordable solution that meets the general needs of your small business.
Small Business Data Breach
Helps protect your business from cyber liability and data breach exposures, an increasingly common risk for just about every type of small business.
Management & Professional Liability
With dedicated policies for private companies, public companies, non-profits and financial institutions, you’ll get the coverage that fits your unique responsibilities and exposures.
Employment Practices Liability
Helps protect your business from liability risks if an employee should claim wrongful employment practices such as discrimination, sexual harassment, retaliation or wrongful termination.
Insights & Expertise
Why Professional Insurance?
Mistakes can be costly, even if you didn't make one.
Travelers 2015 Business Risk Index Summary
Business leaders continue to worry about similar risks every year, but some, such as cyber risks, are on the rise.
Demystifying Management Liability
Learn about the management liability risks that your business may be facing with this video series.
Related Services
Risk Control
We have one of the largest Risk Control departments in the industry, and our scale allows us to apply the right resource at the right time to meet customer needs.
Claim
Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism. It's our business to help keep you in business.