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Small Business Insurance - Professional Services

You put in the time, gained the experience, and invested in the education and credentials you need to uphold the high standards of your profession. You're not a jack of all trades. You're the undisputed master of one. Travelers provides insurance coverage to meet the needs of your professional services business, from interior decorators to lawyers to event planners.

Professional Services Business Owner's Policy

Think of us as your professional services provider for insurance. We deliver the same expert access to solutions and value that you provide to your own clients. Our specialized coverage starts with a Travelers BOP (Business Owner's Policy). Our BOP combines property, liability and business income protection, and works seamlessly with enhanced coverage options.

Travelers BOP includes:

  • Property
  • General Liability
  • Business Income/Extra Expense
  • Valuable Papers and Records
  • Computer Equipment, Data/Media

Who is it right for?

Small businesses providing Professional Services across a range of specialties, including:

  • Advertising Agencies
  • Claim Adjustors
  • Consultants
  • Educational Consultants
  • Graphic Design
  • Interior Decorators
  • Lawyers
  • Property Managers
  • Real Estate Agents
  • Travel Agencies
  • Wedding and Bridal Planners

Find an Agent

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Customize your policy with these add-ons

Customized with you in mind, these specialty endorsements supersize your Travelers BOP, offering best-in-class coverage features and higher limits, so you can choose the level of protection you need (for example, Professional Services Premier blankets accounts receivable and valuable papers, among other important coverages, for $350,000; includes Business Income Billable Hours option for $10,000).

When a system is hacked or compromised, you risk reputational damage and loss of work product, as well as potential litigation. CyberFirst Essentials® – Small Business* helps protect you from the costs of failing to prevent unauthorized access to, or use of, customer identity information. Covered expenses include customer notification (often mandatory), penalties and chargebacks imposed by credit card companies, court-awarded judgments and more.

Related Products & Solutions

Workers Compensation

Workers Compensation

Provide benefits to your employees and protect your business when a work-related injury occurs.

Commercial Auto

Commercial Auto

Whether you have employees driving occasionally to an off-site meeting or a fleet of drivers delivering products to customers every day, protect your business on the road.

Employment Practices Liability

Employment Practices Liability

Protect your business from liability risks if an employee should claim wrongful employment practices.

Commercial Umbrella

Commercial Umbrella

A powerful layer of protection for your business when a catastrophe occurs.

Insights & Expertise

Ergonomics in the Modern Office

Ergonomics in the Modern Office

The modern office sees new ways for employees to be productive, like exercise balls and standing desks. The improper use of these devices can lead to discomfort and injuries.

The Modern Office Brings Emerging Risks

The Modern Office Brings Emerging Risks

The modern office is changing, and with change comes new potential safety risks for businesses.

Wellness Program

Considering an Office Wellness Program?

Offering office wellness programs at work can help employees stay engaged at work.

Related Services

Risk Control

We have one of the largest Risk Control departments in the industry, and our scale allows us to apply the right resource at the right time to meet customer needs.

Claim

Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism. It's our business to help keep you in business.

*CyberFirst Essentials – Small Business is not available in all states.

Find Solutions

Discover products by industry:

Tailor your Solution


Not a Small Business?

Travelers offers insurance solutions to help you protect and grow your larger Professional Services business.


Find an Agent

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Resources

  • MyTravelers® for Business
  • Small Business Glossary of Terms
  • Small Business FAQ
  • Navigating your business through COVID-19

For Agents

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Find an Agent

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The Travelers Indemnity Company and its property casualty affiliates. One Tower Square, Hartford, CT 06183
This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.
All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.