Homeowners Insurance

Select...

Now’s the Time to Get a Home Insurance Quote

Home. It’s your safe haven. It’s where you raise your family and create memories that last a lifetime. Travelers can help you protect this prized possession with homeowners insurance that fits your priorities and your budget.

When you’re confident you have the coverage you need to help protect your home and personal belongings, you can focus on those little moments that matter. Getting a home insurance quote today is quick and easy.

View Video Transcript

[SPEAKER] >> Home insurance, why do you need it? Your home is most likely your biggest investment. Your homeowners insurance can provide financial protection in a number of ways such as - if your home or personal property are damaged, if you or a family member are held legally responsible for injuries to others or damage to their property. Most home policies include the following coverages: Dwelling coverage, to repair your home if it's damaged by a covered cause of loss such as a fire. Personal property coverage, to reimburse you for damaged or destroyed contents in your home like clothing, furniture and electronics. Other structures coverage for damages to detached structures like garages and fences. Loss of use coverage to pay for housing and living expenses if you have to move out of your home while it's being repaired as a result of a covered loss. And liability coverage in case you are responsible for causing injuries to other people or causing damage to their property. For more answers go to Travelers.com.

[sonification]

What Does Homeowners Insurance Cover?

A Travelers representative can help you determine the homeowners coverage that best fits your needs and budget, but a typical policy can cover:

The structure of your home
Other structures on your property (e.g. garage, shed)
Your personal belongings
Additional living expenses if you cannot live in your home due to a covered loss
Your personal liability or legal fees
Limited valuable items (extra coverage can usually be added)

Be sure to explore options to customize your limits and coverages to meet your needs. Your homeowners insurance policy includes coverages in the following categories to help ensure your home and assets are appropriately protected.

Dwelling Coverage

Dwelling coverage can help pay to repair or rebuild your house if it’s damaged by a covered cause of loss. Some examples of the types of risks that may be covered include:

House fires
Severe weather
Damage from plumbing or appliance leaks
Vandalism/theft

Personal Property Coverage

Personal property coverage can pay you for the personal items in your home that may be damaged or destroyed by a covered cause of loss, which could include:

Your furniture
Clothes
Sporting goods
Electronics

Personal Liability Coverage

Liability coverage can help protect you in the event of a claim and can provide a defense in the event of a lawsuit if you or a family member in your household is responsible for causing bodily injury or property damage to others.

Learn more about Travelers homeowners insurance coverages

How to Get A Homeowners Insurance Quote

To get an accurate homeowners quote from Travelers, you’ll need a few pieces of information, including:

Your home’s features. We’ll ask for details such as when were your roof and utilities last updated, and what type of construction your home is.
The way you use the home. We’ll need to know if it is your primary home, or a secondary or rental home.
Your current homeowners insurance coverage. We’ll get a better insight into your insurance needs when you share your current provider information and how long you’ve been insured.

These details will help us find the homeowners insurance policy that best fits your needs.