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Errors & Omissions

Travelers 1st Choice+® for Professionals

As professionals operate in today's increasingly litigious environment, you could easily be subject to allegations by unhappy clients who may feel they've been harmed by their actions or inactions. Travelers 1st Choice+® provides exceptional professional liability/errors and omissions coverage that can be customized to the unique risks faced by an assortment of professionals.

Applications and Forms:

Accounting Professionals

Applications

  • Pick-A-Premium Application - Complete this application only if the firm: 1) has gross annual revenues of $100,000 or less, and 2) has revenue derived only from Bookkeeping/Write ups/Payroll, Review, Compilation, Personal Financial Planning, Investment Advisory, Tax-Business, Tax-Individual, Tax-Estate and Trust, Management Advisory, Hardware/Software Consulting and Sales, or Forensic Accounting/Litigation Support/Investigative Accounting Services.
  • New Business Application
  • Renewal Application
  • Acknowledgement and Acceptance of Competitor's Application
  • Specified Client or Project Additional Limit
  • Limit or Deductible Change Request Form

Supplemental Applications

  • Audit Services Supplement
  • Claim, Suit or Incident Supplement
  • Executor, Administrator, and Trustee Supplement
  • Insolvency Supplement
  • Outside Interest Supplement
  • Personal Financial Planning and Investment Advice Supplement
  • Securities Supplement
  • Separate Entity Supplement

State Application Notices

  • Illinois
  • Minnesota
  • New York 

Sample Policy Forms

  • Specimen Policy

Design Professionals

Applications 

  • Design Professionals Pick-A-Premium Application 
  • Design Professionals Application
  • Design Professionals Renewal Application
  • Specified Project or Client Additional Limit
  • Acknowledgement and Acceptance of Competitor's Application
  • Limit or Deductible Change Request Form

Supplemental Applications

  • Claim, Suit or Incident Supplement
  • Condominium Supplement
  • Design Build Supplement
  • Environmental Supplement

State Application Notices

  • Illinois
  • Minnesota
  • New York 

Sample Policy Forms

  • Specimen Policy

Legal Professionals

Applications 

  • Lawyers Small Firm Application - New and Renewal. The Lawyers Small Firm Application is for firms with 10 attorneys or less, requesting $2,000,000 or less in each claim limits, and have no services in Class Action/Mass Tort, Securities or Bonds, or Patent. 
  • Lawyers New Business Standard Application
  • Lawyers Renewal Standard Application
  • Acknowledgement and Acceptance of Competitor's Application
  • Specified Client or Project Additional Limit
  • Limit or Deductible Change Request Form

Supplemental Applications

  • Claim, Suit or Incident Supplement
  • Estates and Trusts, Plaintiff, and Real Estate Supplement - for use with the Small Firm Application
  • Additional Location(s) Supplement
  • Bankruptcy & Collections Supplement
  • Entertainment Practice Supplement
  • Environmental Practice Supplement
  • Estates & Trusts Supplement
  • Fee Collection Supplement
  • Financial Institutions Practice Supplement
  • Intellectual Property Practice Supplement
  • Large Law Firm Supplement
  • New Attorney Information Supplement
  • Oil/Gas/Minerals Supplement
  • Outside Interest Supplement
  • Plaintiff Litigation Practice Supplement
  • Real Estate Practice Supplement
  • Securities Supplement
  • Tax Supplement
  • Title Agency Supplement

State Application Notices

  • Illinois
  • Minnesota
  • New York

Sample Policy Forms

  • Specimen Policy
  • Specimen Policy - for New York insureds only

Real Estate Professionals

Applications 

  • Real Estate Appraiser Application - Coverage is not available in CA, HI and LA.
  • Real Estate Coverage Application
  • Real Estate Small Firm Coverage Application - This application is for firms with gross commissions and fees of $500,000 or less. Coverage is not available in CA, HI and LA.
  • Property Managers Coverage Application
  • Real Estate Renewal Application
  • Property Managers Renewal Application
  • Acknowledgement and Acceptance of Competitor's Application
  • Specified Client or Project Additional Limit
  • Limit or Deductible Change Request Form

Supplemental Applications

  • Other Real Estate Professional Services Supplement
  • Sale of Certain Constructed or Developed Property Supplement
  • Claim, Suit, or Incident Supplement

State Application Notices

  • Illinois
  • Minnesota
  • New York

Sample Policy Forms

  • Specimen Policy
  • Specimen Policy - for New York insureds only

Miscellaneous Professional Liability

Miscellaneous Professional Liability coverage is designed to protect a wide variety of professionals. Please refer to MPL applications and industry specific supplements below.

Applications and Forms:

Miscellaneous Professional Liability

Applications 

  • New Business
  • Renewal
  • New Business - VT
  • Renewal - VT

MPL Industry Specific

The following industry-specific applications are supplements to the main application for Professional Liability Errors & Omissions Insurance (see above for New Business or Renewal Applications) and are not available in PR and VT.

  • Advertising Agencies
  • Arbitrators or Mediators
  • Associations
  • Consultants
  • Couriers
  • Document Management/Shredding/Data Destruction
  • Employment Agencies
  • Event or Meeting Planners
  • Franchisors
  • Freight Forwarders
  • Graphic Designers
  • Human Resource Consultants
  • Marketing Consultants
  • Medical Billing
  • Public Relations Firms
  • Publishers
  • Telemarketers/Call Center
  • Travel Agents or Tour Operators
  • Trustees

State Application Notices

  • Illinois
  • Louisiana
  • Minnesota
  • New York Duty-to-Defend Disclosure Notice - attach to all NY applications and declarations
  • New York Claims-Made Disclosure - attach to all NY applications and declarations

Sample Policy Forms

  • Declarations Page 
  • Insuring Agreement

Professional Liability for Financial Institutions and Insurance Companies

Travelers provides Professional Liability errors and omissions coverages for Financial Institutions and Insurance Companies.

Applications and Forms:

Financial Institution Professional Liability

Applications - SelectOne+®

• New Business
• Renewal

Supplemental Application

  •  Supplemental

State Application Notices

  • Illinois
  • Louisiana
  • Minnesota
  • New York Duty-to-Defend Disclosure Notice - attach to all NY applications and declarations
  • New York Claims-Made Disclosure - attach to all NY applications and declarations  

Sample Policy Forms

• Declarations Page
• Insuring Agreement

Insurance Company Professional Liability

Applications - SelectOne+®

• New Business
• Renewal
• Insurance Agents Owned Operations
• Excess of Reinsurance
• Fee Services

State Application Notices

  • Illinois
  • Louisiana
  • Minnesota
  • New York Claims-Made Disclosure - attach to all NY applications and declarations 

Sample Policy Forms

• Declarations Page
• Insuring Agreement

Investment Adviser Professional Liability

Applications - SelectOne+®

  • New Business
  • Renewal
  • New/Renewal - Small Advisers Application (Includes D&O and E&O)

State Application Notices

  • Illinois
  • Louisiana
  • Minnesota
  • New York Claims-Made Disclosure - attach to all NY applications and declarations

Sample Policy Forms

  • Declarations
  • Insuring Agreement
  • Investment Advisers and Funds General Terms and Conditions
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