What Is ERISA Fidelity Insurance?

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TEXT: Are your employees’ retirement nest eggs protected?

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Illustrated image of a tree with a bird’s nest perched on a branch.
Mountains, rising sun and clouds in the background
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Your employees have worked hard to build their retirement nest eggs. Can they count on you to protect them before they're hatched?

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Close-up of illustrated bird’s nest with three eggs on the tree branch. Wind gusts in, blowing a few leaves and rattling the eggs.
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Say your benefit plan manager acting as a fiduciary embezzles plan funds for personal use.

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Cut to overhead view of nest with three eggs.
A cat sneaks in on a nearby branch and tries to steal the eggs.
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Or what if your bookkeeper, a fiduciary of your company's 401(k) plan, pays herself using plan funds?

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Mother bird swoops in from the left to interrupt the cat’s ambitions. Bird flaps her wings and cat scurries off.
Mother bird checks over the eggs to make sure they are all right.
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Fraud scenarios like these could put a serious crack in your employees’ nest eggs … not to mention your business.

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Mother bird flies from left to right, flapping her wings.
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ERISA, the Employee Retirement Income Security Act, mandates ERISA fidelity coverage, which protects insured benefit plans

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Mother bird lands near a few twigs scattered on the ground. She picks up a twig with her beak.
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against loss by acts of fraud or dishonesty committed by a benefit plan fiduciary.

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Mother bird flies off with the twig in her beak.
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And a Travelers ERISA fidelity policy protects your employees’ dreams of a secure retirement.

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Mother bird arrives back at the nest. Places twig on it and sits on top of her three eggs.
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Don't let fraud threaten the nest eggs your employees are counting on for their retirement years.

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Mother bird stays perched on her eggs, keeping them safe.
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Let Travelers help you keep those years golden.

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TEXT: Talk to your Travelers agent about an ERISA fidelity policy today.

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Talk to your Travelers agent about an ERISA fidelity policy today.

TEXT: travelers.com/erisa

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This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.