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Northfield Insurance

Experienced and trusted surplus lines insurer.

Special events, beauty parlors; even day-care centers may have difficulty finding insurance in the standard insurance markets. For such hard-to-place risks, you can turn to Northfield Insurance.

Northfield, a part of Travelers' Northland Insurance, has been operating in the excess and surplus lines marketplace since 1972. We offer general agents the experience, flexibility and "can do" attitude to meet their challenges in any market environment.

Insurance to cover broad needs

Northfield distributes its products through contracted general agents, primarily on a non-admitted basis. The lines of business we can write include:

  • Commercial general liability
  • Commercial property
  • Crime
  • Inland marine
  • Miscellaneous professional liability

Solutions to fit a multitude of customers

Through Northfield, you can have access to capacity, responsible underwriting, exceptional service standards and quality products in three ways:

  • Northfield Binding represents the majority of Northfield's business. Northfield Binding has the ability to write over 1,500 different classes of business. We have an appetite to get business bound. Our contracted general agents have the underwriting experience and authority to bind business on behalf of Northfield.
  • Northfield Solutions offers solutions beyond our binding appetite. It's an individual account underwriting group, designed to accept business that does not fit within the defined underwriting authority of Northfield Bindings' general agents. It bridges the gap between the standard small business binding risk and the larger brokerage placement or high-hazard risk. Northfield Solutions has a particular appetite for manufacturing, commercial contractors, wholesale/retail distributors and service industries. Business is written on a non-admitted basis.
  • Northfield Programs provides structured programs for targeted classes. Northfield Programs offers a limited number of programs on an admitted or non-admitted basis depending on the state. If you have a risk that fits within the targeted class and program appetite, we can provide access to these programs.

Business made easy

It's our business to help agents write business. We have a variety of resources and tools designed to support agents on a day-to-day basis and give them the competitive edge to bind more business.

  • Broad authority
  • Dedicated account executives
  • Proprietary rate-quote-issue system
  • State-of-the-art underwriting guide
  • Northfield marketing tools
  • Specialized claim services

Strength and stability

Northfield is part of Travelers, the second largest property casualty company in the United States. While Travelers can provide the financial strength and resources of a global, Fortune 100 company, Northfield offers the local presence and understanding of regional needs. We're rated "A+" for financial strength and stability by A.M. Best Company, an independent insurance rating firm. An insurer's financial resources are an important consideration when selecting insurance. In the event that an insured has a claim, you'll want to be sure the insurance company has the financial strength to protect them. Stability, strength and integrity are cornerstones of Northfield.

Learn More

If you are a general agent interested in working with Northfield Insurance or a retail producer looking for a Northfield general agent, contact us at 1-800-237-9334.

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