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  • Connected Protection: The Travelers IoT Vendor Program

Connected Protection: The Travelers IoT Vendor Program

Technologies That Can Help Your Organization Reduce Risk

Common issues like water leaks, malfunctioning refrigeration and broken manufacturing equipment can lead to serious business interruptions if not proactively identified and addressed. Smart devices known as the Internet of Things (IoT) can alert you to risky situations — and may even help prevent losses from occurring. The Travelers Connected Protection program is here to help.

What Is IoT?

“Internet of Things” refers to devices that are connected to the Internet. They are enhanced with sensors to provide real-time feedback and alerts through a smartphone or online dashboard. Users can interact with IoT devices or “smart” features to help mitigate risks when issues arise.

What Are the Benefits of IoT? 

Depending on the type of IoT device and how it’s used, benefits may include:

  • Reduced maintenance activities.
  • Ability to remotely monitor facilities.
  • Shifting from reactive to proactive maintenance.
  • Cost savings.
  • Optimizing operations and reducing risk.
  • Actionable insights.

What Is the Connected Protection Program?

Travelers Connected Protection program helps our customers reduce risk by introducing them to IoT solutions and connecting them with IoT vendors. These suppliers offer IoT devices that can address a range of risks with products that have been vetted by Travelers.

This program includes:

  • A fully vetted list of IoT vendors addressing a broad range of needs.
  • The potential for vendor discounts.
  • A team of Travelers specialists who provide guidance on devices and adoption.

To learn more, please contact us at: TRVIoT@travelers.com.

Click here to download PDF
cover page of the Connected Protection Program PDF cover page of the Connected Protection Program PDF

Participating Vendors*

Monnit logo Monnit logo

Monnit
Offers a variety of long-range wireless sensors that monitor environmental conditions (temperature, water detection, humidity), machine health (vibration, voltage, current), motion (motion sensors, activity detector, vehicle counter), and more.

Tattletale logo Tattletale logo

tattletale
Offers tamper-proof, cellular, fully monitored security alert systems in a box that can address risks such as break-ins, vandalism, theft, fire and water damage. Solutions are portable and easy to install/remove with the ability to dispatch with local police and fire authorities.

Wint Water Intelligence logo Wint Water Intelligence logo

WINT
Provides solutions for properties with water features where water may cause significant loss. Their solutions remotely detect and stop leaks at the source by analyzing water flow into buildings using powerful artificial intelligence. If the water flow exceeds user established parameters, their water shut off product fully stops the water flow. 

* Discounts may vary by state and individual risk characteristics. Discounts are subject to eligibility and availability; does not apply to all coverages and are not guaranteed.

Applicable Industries

IoT solutions are broadly relevant to most industries and the use cases are always growing. Below is just a sampling of common applications for several key industries.**

  • Construction
  • Habitational
  • Healthcare and Life Sciences
  • Historically Significant Buildings
  • Industrial Property
  • Manufacturing
  • Offices
  • Retail
  • Schools and Universities
  • Wholesale and Cold Storage Facilities

Use Case Overview

Each drop down below provides information related to common use cases promoted through the Connected Protection program. Because there are many use cases beyond those listed here, feel free to reach out to a Travelers specialist to find others that suit your needs.

The three key components for a water protection solution include: 

  • Automatic Shutoff Solutions
  • Water Detection
  • Water Flow Monitoring

The most effective solution may include the automatic shutoff capability; however, that may not make sense for every building. Place water detection sensors in areas that are most susceptible to leaks or where you have high-value assets that could be damaged by water.

Environmental sensors can monitor things like temperature, humidity, air quality, dust and other air contaminants. Temperature sensors can prevent things like frozen pipes or food spoilage. Humidity monitoring prevents mold and mildew growth. Monitoring air quality and carbon dioxide levels addresses environmental risks to employees.

Monitoring things like unwanted foot traffic, open-/closed-door status and parking lot utilization can alert local authorities to help protect your premises.

Vacant or temporarily unoccupied buildings can benefit from a security system that alerts local authorities in the event of an issue or breach. Sensors that may add the most value include fire detection, water detection, indoor and outdoor motion detection and door or window contact status.

Heating equipment breakdown in the middle of winter can lead to freezing temperatures in apartment buildings, causing major troubles for tenants and frozen pipe damage. Manufacturing equipment breakdown can cause major supply chain and production issues. Machine health monitoring and predictive maintenance can help reduce operational costs and mitigate business interruptions.

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**The information provided herein is intended as informational and is not intended as, nor does it constitute, legal or professional advice or an endorsement or testimonial by Travelers for a particular product, service or company. Travelers does not warrant that adherence to, or compliance with, any recommendations, testimonials, best practices or guidelines will result in a particular outcome. In no event will Travelers, or any of its subsidiaries or affiliates, be liable in tort or in contract to anyone who has access to or uses this information for any purpose. Travelers does not warrant that the information in this resource constitutes a complete and finite list of each and every item or procedure related to the topics or issues referenced herein. Furthermore, federal, state, provincial, municipal or local laws, regulations, standards or codes, as is applicable, may change from time to time and the user should always refer to the most current requirements. This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers, nor is it a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law.