Controlled Master Programs

Controlled Master Programs (CMP) are tailored for companies that have established operations abroad and require local policies to comply with an individual country's statutory insurance requirements.  Local policies provide protection for each country’s exposures in accordance with local laws and customs.  The CMP provides a consistency of limits and coverages for the entire global program.


A Controlled Master Program combines a US-issued master DIC/DIL policy with locally admitted coverages in one or more countries.  Each program is designed to meet the client's specific financial and insurance objectives based on the countries involved, size of operations coverages required, and scope of the insured's foreign operation.  A CMP minimizes coverage gaps with a seamless, global program of foreign coverages and services.

Who is this right for?

  • Your company has established operations abroad
  • The business owns property in another country
  • You require customized coverage
  • You require claim payments made in country (as permitted by law)

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