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Customized Property Coverage®


National Property provides customized, cost-effective insurance solutions for owners of large commercial properties within an extremely broad variety of industries. Because one size does not fit all, our flexible and responsive property insurance policies are individually designed to meet each customer's unique needs - covering their buildings, personal property and time element exposures.

Customized deals

Utilizing our highly flexible commercial property form, we'll work with you to design tailored insurance solutions that meet your unique business needs. Our highly experienced underwriters cover every corner of the nation, and can write the international property exposures of domestic companies as well. We are your source for traditionally structured policies as well as complex alternative market approaches including:

  • Primary or excess
  • Blanket or loss limits
  • Deductible buy backs
  • Quota share
  • Aggregate deductibles
  • Captive & risk retention group fronting
  • Reinsurance assumed


Travelers extremely flexible property form allows a tremendous variety of insurance program options including ground up, primary, layered, excess, quota share, reinsurance assumed and non-admitted. We have significant capacity to write large accounts.

  • Substantial net & treaty capacity
  • Flood
  • Earthquake
  • Superior claim and engineering services
  • Larger properties, including highly protected risks
  • Innovative risk control
  • Global coverage in over 90 countries

Sample of classes of business written

National Property provides a ready market for a very broad variety of domestic U.S. industries. We will entertain almost any class of business in any format. Examples of our book of business include:

  • Real estate
  • Hotels and motels
  • Retailers
  • Industrial parks
  • Builders' risk
  • Apartments
  • Restaurants
  • Amusement parks
  • Manufacturing
  • Colleges & universities
  • Theaters
  • Public entities
  • Supermarkets
  • Contractors equipment
  • Schools
  • Food processing
  • Plastic & metal workers
  • Banks
  • Soft drink bottlers
  • Warehouses
  • Steel workers
  • Hospitals
  • Communications

We can round out your property program with:

  • Boiler & machinery
  • Inland and ocean marine
  • Crime
  • Global/International

Specialized property programs

Travelers is also an industry leader in writing non-traditional and specialty market First Party Programs. In association with our program managers, Travelers makes it easy to place business within a variety of specialized markets including, but not limited to:

  • Educational institutions
  • Mortgage impairment
  • Employee relocation
  • Non-profits
  • Financial services

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Industry and risk specific coverage solutions:

By industry
By specialized risk