Rigor and reinvestment are deeply imbedded in our culture at Travelers. From the smallest transaction to our own corporate finances, we believe in doing things right. Every time. Our size and stability allows us to continually seek new ideas, develop new products and find new ways to serve our customers.
Bundled programs consist of Travelers insurance, excess/aggregate risk transfer and claim services. Options include deductible or retrospectively-rated plans, both with closeout options, baseball retro, corridor deductible arrangements and single parent captives. Integrated Claim, Risk Control and management information best practices and tools can drive significant reductions in an organization's loss costs.
Drawing on extensive research, innovation and years of experience, we offer:
- Workers Compensation
- General Liability
- Auto Liability
- Umbrella/Excess Liability
Travelers' unbundled individual risk transfer products offer retrospectively-rated plans, deductibles or self-insured retentions. With more than 30,000 program years under our belt, we have seen most of what's possible and have become skillful in claim circumstances our clients may only see once in a career.
Travelers has been actively engaged in the captive business for more than 30 years. Our dedicated Specialty Group Captive business delivers casualty solutions for group and association captives with the flexibility to offer products on a bundled or unbundled basis. Whether you choose to have your claims serviced by our outstanding claim organization or seamlessly integrated from your preferred service provider, each policy issued by Travelers and reinsured by your captive carries the strength of Travelers' superior financial ratings.
Claim Service Only
Constitution State Services LLC (CSS) specializes in delivering customized claim administration services for self-insurers and for customers who purchase services on a contract basis. CSS offers all the benefits of Travelers’ disciplined approach to claim management and the experience of handling a wide variety of casualty claims that only a carrier-owned, third-party administrator can bring.
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Underinsurance can greatly impair, or even bankrupt, a business trying to recover from a major loss.