Casualty Insurance for Large Organizations

Coverage for today's business challenges.

Machinist in hard hat working in factory.

The unique advantages of a coordinated approach

Travelers is committed to supporting your organization’s bottom line by helping you control costs and envision the big picture. When you place your workers compensation, automobile and general liability insurance with us, you benefit from the unique efficiencies and synergies of our coordinated insurance and risk management programs, backed by the unmatched strength of Travelers.

Our experience has proven that better data drives better decisions. Using sophisticated data analytics, we collaborate with you to craft tailored risk solutions designed to safeguard your organization for sustained success.

Get greater control over your loss-sensitive insurance programs

Choose from a range of risk financing options:

  • Bundled, unbundled, claim service-only and captive options available in all states.
  • Deductibles and self-insured retentions, depending on risk characteristics.
  • Flexible collateral options.

Consummate claim management services and administration

  • Constitution State ServicesSM offers professional third-party administration (TPA) for claim management. Our Claim professionals integrate with your team to provide personalized support and recommendations to help you get the best possible outcome on every claim.
  • Residual Market Workers Compensation Programs provides residual market workers compensation programs, including a full array of policy, claim and loss prevention services through state and private service contracts.

Who is this right for?

Large organizations, including:
  • Services
    • Healthcare
    • Trucking
    • Building maintenance
  • Retail, including restaurants
  • Wholesalers, including durable and nondurable goods
  • Manufacturers
    • Auto Parts
    • Metals
    • Plastics
    • Food
Travelers agent discussing with a customer next to a digital board with data.

Better data drives better decisions

CFOs and risk managers at large organizations know that the best decisions rely on robust data analysis. By leveraging our high-quality data, risk management leaders are better able to understand, manage and mitigate risks. Insights gained from deep data analysis inform the financial decisions that help strengthen their organization’s bottom line.

With access to your company’s loss information through our dynamic Risk Management Information Service (RMIS) platform, e-CARMA®, Travelers RMIS professionals work with your team to analyze, customize and personalize claim information and services, including:

  • Benchmarking against industry peers and within your business.
  • Identifying trends and assessing claim costs.
  • Automating delivery of reports and alerts.
  • Providing a guided analysis of your loss experience to help you make more informed decisions to mitigate risk.
  • OSHA recordkeeping: Optional with service levels ranging from assist to full-service.
Quality inspectors team at factory.

Manage your total cost of risk

Our insights and performance-driven teams collaborate closely with our large casualty insurance customers to help proactively manage their cost of risk and ensure better outcomes and stronger results.

Related products & solutions

Supports employers and employees after a work-related injury or disease, delivered with a host of proprietary services to support positive outcomes.

Travelers general liability insurance for businesses provides protection from a variety of claims.

Commercial umbrella and excess liability solutions can provide the extra protection you need for the big, unexpected events.

Travelers commercial auto & trucking insurance offers quality products to protect your business on the road.


Insights to help you manage risks at work and on the road

Related services

With more than a century of expertise and more than 500 Risk Control consultants, Travelers has the experience and technical proficiency to help businesses manage their risks. 

Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism. It's our business to help keep you in business.

Business person smiling and carrying a red folder.

Find an insurance agent

Get coverage for your unique professional risks.