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  • Employee Injury Trends in Small Business [Infographic]

Employee Injury Trends in Small Business [Infographic]

The COVID-19 pandemic has created a steady stream of challenges for small business owners focused on maintaining operations as they continue to adapt to repeated disruptions, such as labor shortages and supply chain backups. In many cases, these issues have increased the likelihood of small business employees handling multiple roles at once, which can lead to burnout or injury.

Employee Injury Trends in SMALL BUSINESS Employee Injury Trends in SMALL BUSINESS
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INJURY IMPACT REPORT

Employee Injury Trends in SMALL BUSINESS

Top five most frequent causes of injury across all small business workers:

30% Slips, trips and falls

19% Overexertion

11% Struck by an object

8% Cuts and punctures

6% Motor vehicle accidents

 

Average number of days small business employees missed due to a workplace injury: 76.

Top five most common resulting injuries:

30% Strains and sprains

16% Fractures

9% Cuts and puncture wounds

7% Contusions

7% Dislocations

First-year employees represented 38% of all small business workers compensation claims and 39% of claim costs.

 

All data included is Travelers indemnity claim data, in accident years 2015-19. Zero-dollar claims excluded. Valued Dec. 31, 2020. Losses are unlimited and undeveloped. Unless otherwise noted, data points highlighted in this infographic represent claims across all small business employees.

The Travelers Indemnity Company and its property casualty affiliates. One Tower Square, Hartford, CT 06183

© 2022 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.
M-18602 New 3-22

Having an employee out of work for even one day due to injury or illness can have a significant effect on a small business and its ability to operate. According to Travelers data, the newest employees are the most vulnerable, with 38% of workers compensation claims from small businesses involving employees with less than one year in their role.

Small business owners can take action to help protect their employees and reduce the likelihood of an injury. This can include providing onboarding and training for new employees, reviewing safety policies and procedures regularly with existing workers and leading by example to help reinforce best practices.

Learn more about how Travelers can help small business owners protect their businesses.

Learn More About Small Business Insurance

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Managing the Risks of Injury to First-Year Employees

First-year employees can be at greater risk of injuries on the job, but there are steps that employers can take to help keep them safe at work.

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COVID-19: Adapting and Preparing Your Business for Change

No matter how your small business adapts to the pandemic, you may find yourself in new, uncharted territory from an operational standpoint. These safety tips can help you adapt and prepare during this unprecedented time.

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Helping Employers Manage a Safer Workforce

Travelers Workforce Advantage® can help businesses promote employee health and safety.

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The Travelers Injury Impact Report [Infographic]

Travelers knows firsthand that injuries can occur in any business, regardless of industry or size. Learn more in the Travelers Injury Impact Report.

  • Learn More

Related Content

  • Employee Injury Trends in Construction [Infographic]
  • Employee Injury Trends in Manufacturing [Infographic]
  • Employee Injury Trends in Wholesale and Distribution [Infographic]
  • Why Should You Choose Travelers for Your Workers Compensation Needs?

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