Homeowners

Top-tier equipment breakdown reinsurance at competitive rates.

As more and more homes are outfitted with the latest technology and sophisticated equipment, our clients see a growing need to offer equipment breakdown products that complement their homeowners policy form. Because homeowner policies vary in scope and what they cover, off-the-shelf protection solutions may not close all their clients’ equipment breakdown coverage gaps.

BoilerRe has the keen eyes needed to identify and respond to exclusions across a variety of homeowner policies, such as HO2, HO3 and other forms. Backed by more than a century of experience developing coverage, our equipment breakdown reinsurance protects your clients from the costs associated with repairing or replacing sophisticated household equipment damaged by mechanical, electrical or pressure failure.

Homeowners segment highlights:

• Customized solutions that are both broad and affordable for all your clients – not just for higher-end homes
• Equipment breakdown products that can be added to fully complement all types of homeowners policies
• Coverage not only for home equipment damaged due to a breakdown, but also for additional living expenses if your policyholder’s home becomes uninhabitable
• Coverage for resulting spoilage caused by a breakdown to covered equipment

With equipment breakdown coverage becoming a norm in the homeowners insurance marketplace, we keep your coverage offerings one step ahead of your competition.