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    • Tips for Managing Risks Related to a Remote Workforce

      Tips for Managing Risks Related to a Remote Workforce

      With the current reality of more employees working from home through the pandemic, is your business ready for all the implications?

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  • 6 Commercial Auto Risks That Can Increase Insurance Rates
6 Auto Risks Impact on Insurance Rates
Impacts of Commercial Auto Risks

6 Commercial Auto Risks that Can Increase Insurance Rates

Over the past decade, auto insurance rates have increased steadily; well exceeding the rate of inflation over the same period. But what's driving this upward trend? Explore six factors that have significantly impacted the rates for commercial auto.

Bodily Injury Loss Costs Bodily Injury Loss Costs

While the frequency of auto claims involving bodily injury has fallen over the recent 9-year period, the average cost of claims that do involve bodily injury increased by 32% over the same period.1

Developing a Strategy to Control Your Company's Medical Costs

Attorney Involvement Attorney Involvement

With attorneys actively pursuing auto accident business, more claimants now have legal representation. These claims see higher rates of expenditures for medical procedures and treatment.2 A complete fleet management program can help reduce your exposure.

Smart Fleet Management

Auto Distractions and Impairments Auto Distractions and Impairments

Distractions behind the wheel, from vehicle info-tainment systems and mobile devices to driving under the influence, can lead to significant risks. 77% of 1,000 drivers surveyed reported making or taking calls while driving. 31% said they’ve had a near-miss crash because of distracted driving.3

Safeguard Your Business with a Distracted Driving Policy

Inexperienced Drivers Risks Inexperienced Drivers Risks

A shortage of commercial operators is leading to increased rates of drivers switching companies, and increases the chance that less-experienced drivers are behind the wheel. Operators in new vehicles and covering new routes can also contribute to an increase in accident rates.

Tips for Selecting Safe Drivers for Your Business

Vehicle Repair Costs Vehicle Repair Costs

Autos have become more expensive to insure and repair. Newer vehicles are outfitted with advanced materials and technology designed to make driving more comfortable and safer. When these vehicles are involved in an accident, costs can be high. Plus, the COVID-19 pandemic caused supply chain disruptions, labor shortages and scarcity of raw materials for manufacturing cars and parts. Low inventories of new and used cars and car parts resulted in longer repair times, high demand and even higher prices.

Shortage Times Four: How Product, Labor and Legal Trends Are Driving Increased Vehicle Insurance Rates

Business Interruption Business Interruption

An auto claim can cause significant disruption, taking vehicles off the road and slowing or stopping your operation. Having an established business continuity plan can help your organization prepare for and overcome such an interruption.

Business Continuity Planning in 4 Steps

Insights & Expertise

woman on phone while driving

2021 Travelers Risk Index Distracted Driving for Consumers [Infographic]

While people assumed roads were safer, distracted driving increased during the pandemic. View this infographic to learn more.

employee driving during company hours

Safeguard Your Business with a Distracted Driving Policy

Help prevent distracted driving accidents in your business by creating and enforcing a mobile phone use and distracted driving policy.

closed lane on a highway

4 Summer Driving Hazards to Be Aware Of

Warm weather brings summer driving hazards. Learn how your drivers can handle these hazards and help stay safe when driving in the summer.

ignition to a car

8 Elements of a Fleet Safety Program

A formal fleet safety program can help maximize fleet efficiency, enhance safety, and more.

1 New Study Finds that Auto Injury Claim Pushes Insurance Claim Costs Higher – The Institutes 
2 Cost of Auto Injury Claims to Outpace Inflation; Attorney Involvement Increases – The Institutes 
3 2019 Travelers Risk Index – Distracted Driving 

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This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.
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