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  • Cyber Insurance
  • CyberRisk for Public Entity

CyberRisk for Public Entities

Just as public entities would not go without an insurance policy to protect themselves from a fire, they shouldn't go without protecting themselves from cyber risks. CyberRisk is a powerful, modular approach to offering cyber insurance solutions for public entities.

CyberRisk is enterprise-wide coverage specifically tailored to public entities.

It protects public entities' bottom lines against damages they must pay because of economic loss caused by a wrongful act. It provides 17 insuring agreements, including:

Liability Coverage Including:

  • Privacy and Security
  • Media

Breach Response Coverage Including:

  • Privacy Breach Notification
  • Cyber Extortion
  • Data Restoration

Cyber Crime Coverage Including:

  • Computer Fraud
  • Funds Transfer Fraud
  • Social Engineering Fraud

Business Loss Coverage Including:

  • Business Interruption
  • System Failure

This coverage is specifically designed to help protect:

  • American Indian nations
  • K-12 public schools
  • Municipalities and counties
  • Transit authorities
  • Utilities

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CyberFirst Coverages for Public Entities

Network and Information Security Liability Coverage

This cutting-edge coverage protects against claims or suits for covered loss caused by the failure to prevent unauthorized access to, or use of, data containing private or confidential information of others; the failure to prevent the transmission of a computer virus; failure to provide access to authorized users of the policyholder's website or communications network; and the failure to provide notification of any actual or alleged potential unauthorized access to, or use of, data containing private or confidential information of others as required by any security breach notification law that applies to the policyholder.

Communications and Media Liability Coverage

This coverage protects against claims or suits for covered loss caused by infringement of copyright, title, slogan, trademark, trade name, trade dress, service mark or service name in the policyholder's covered material; the unauthorized use of any advertising material, or any slogan or title, of others in the advertising of the business, premises, products, services, work or completed work of others; and plagiarism or unauthorized use of a literary or artistic format, character or performance in the policyholder's covered material is included.

Expense Reimbursement Coverage

This first-party cover provides reimbursement coverage for the following optional coverages:

  • Security breach notification and remediation expenses
  • Crisis management service expenses
  • Business interruption and additional expenses
  • Extortion expenses
  • Computer program and electronic data restoration expenses
  • Computer fraud
  • Funds transfer fraud
  • Telecommunications theft
  • Reputational harm
  • Social engineering

Related Services

Risk Control

We have one of the largest Risk Control departments in the industry, and our scale allows us to apply the right resource at the right time to meet customer needs.

Claim

Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism. It's our business to help keep you in business.

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This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.
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