Just as public entities would not go without an insurance policy to protect themselves from a fire, they shouldn't go without protecting themselves from cyber risks. CyberFirst is a powerful, modular approach to offering cyber insurance solutions for public entities.

Network and information security liability coverage

This cutting-edge coverage protects against claims or suits for covered loss caused by the failure to prevent unauthorized access to, or use of, data containing private or confidential information of others; the failure to prevent the transmission of a computer virus; failure to provide access to authorized users of the policyholder's website or communications network; and the failure to provide notification of any actual or alleged potential unauthorized access to, or use of, data containing private or confidential information of others as required by any security breach notification law that applies to the policyholder.

Communications and media liability coverage

This coverage protects against claims or suits for covered loss caused by infringement of copyright, title, slogan, trademark, trade name, trade dress, service mark or service name in the policyholder's covered material; the unauthorized use of any advertising material, or any slogan or title, of others in the advertising of the business, premises, products, services, work or completed work of others; and plagiarism or unauthorized use of a literary or artistic format, character or performance in the policyholder's covered material is included.

Expense reimbursement coverage

This first-party cover provides reimbursement coverage for the following optional coverages:

• Security breach notification and remediation expenses
• Crisis management service expenses
• Business interruption and additional expenses
• Extortion expenses
• Computer program and electronic data restoration expenses
• Computer fraud
• Funds transfer fraud
• Telecommunications theft