K-12 Public Schools Insurance

K-12 public schools have unique exposures requiring specialized solutions for everything from buildings, equipment, grounds, buses, staff and students to business personal property. At Travelers, we continually refine our offerings to help public schools address the challenges they face every day.

Travelers offers products and insights to help schools identify and protect against potential business disruptions.

Drawing on extensive research and years of experience, we offer:

Auto liability and physical damage


General liability

Professional liability

Employment practices liability

Law enforcement liability



Workers compensation

What kind of public schools is this insurance right for?

  • Public grade school districts 

  • Public high school districts 

  • Public K-12 school districts

How much does school insurance cost?

The cost of insurance for schools will depend upon the size of your operation, the specific risks you are exposed to, and coverage amounts and deductibles you choose. Your agent can help review risks and provide a quote for coverage that would best protect your company.

General liability endorsements available for: 

  • Abuse or molestation 

  • Corporal punishment 

  • High school student interns 

  • School counseling 

  • Security guards

Global coverage for international exposures for both students and faculty traveling abroad in more than 100 countries. Highlights include:

  • Coverage for faculty traveling or on sabbatical overseas 

  • General liability coverage for schools sponsoring trips abroad 

  • Optional coverage extensions for students traveling abroad 

  • Foreign voluntary workers compensation and employers liability, including transportation expense for relocation or repatriation of injured or sick employees working abroad 

  • Property coverage for overseas locations 

  • Kidnap and ransom 

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Related products & solutions

Travelers can help both individuals and businesses – ranging from small to multinational companies – with their surety bond needs.

Travelers employment practices liability insurance includes coverage for defense costs and damages related to various employment-related claims.


A salute to public risk managers

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Whether gas, electric, water or sewer lines, utilities need specialized solutions designed to fit their specific needs. Find an agent today.

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With more than a century of expertise and more than 500 Risk Control consultants, Travelers has the experience and technical proficiency to help businesses manage their risks. 

Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism. It's our business to help keep you in business.

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Get coverage for your unique professional risks.