Utilities Insurance
Publicly-owned utilities face unique challenges every day from understanding SCADA systems and power grids, to failure-to-supply and sewer backup. Whether gas, electric, water or sewer, utilities need specialized solutions designed to fit their specific needs. At Travelers, we understand public entities and provide flexible, intelligent and competitive solutions to help our customers protect the work they do for the public good.
Travelers offers products and insights to help utilities identify and protect against potential operations disruptions.
Drawing on extensive research and years of experience, we offer:
What kinds of utilities is this right for?
- Water and sewer districts
- Gas districts
- Electric districts
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Related Products & Solutions
CyberFirst® for Public Entities
Protects utilities’ bottom lines against damages they must pay because of economic loss that arises out of their work, and is caused by an error, omission or negligent act.
Public Entity Management Liability
Coverage for a loss caused by a wrongful act committed while conducting duties by or for a public entity.
Employment Practices Liability
Travelers Employment Practices Liability insurance includes coverage for defense costs and damages related to various employment-related claims.
Law Enforcement Liability
Coverage for bodily injury, personal injury or property damage caused by a wrongful act committed by or on behalf of a public entity while conducting law enforcement activities or operations.
Insights & Expertise

A Salute to Public Risk Managers
Thanks to all of you who have made serving and protecting the public your way of life. We're proud to do our part to protect you.
A Salute to Public Risk Managers
A Salute to Public Risk Managers
Thanks to all of you who have made serving and protecting the public your way of life. We're proud to do our part to protect you.
Thanks to all of you who have made serving and protecting the public your way of life. We're proud to do our part to protect you.

Business Continuity Planning
When the grid goes down, your continuity plan has to rise to the occasion so you can restore power to your district as soon as possible.

Spotlight on Ransomware [PDF]
Learn about emerging threats, what steps a business can take to reduce ransomware risk and follow a timeline of an actual ransomware claim.
Related Services
Risk Control
We have one of the largest Risk Control departments in the industry, and our scale allows us to apply the right resource at the right time to meet customer needs.
Claim
Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism. It's our business to help keep you in business.