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Municipalities & Counties Insurance

Municipal and county governments face unique challenges every day. They require specialized coverages for everything from playgrounds, skateboard parks and city planning to street and road management exposures. At Travelers, we understand public entities and provide flexible, intelligent and competitive solutions to help our customers protect the work they do for the public good.

Travelers offers products and insights to help municipalities and counties identify and protect against potential business disruptions.

Drawing on extensive research and years of experience, we offer:

  • Auto liability and physical damage
  • Cyber
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  • Professional Liability
    • Employment Practices Liability
    • Law Enforcement Liability
    • Public Entity Management Liability
  • Property
  • Umbrella
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What kinds of public entities (or governmental entities) is this right for?

  • Municipal
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Related Products & Solutions

Public Official Bonds

Surety bonds that guarantee a public official will perform the duties of office faithfully and honestly.

CyberFirst® for Public Entities

Protects public entities’ bottom lines against damages they must pay because of economic loss caused by a wrong act.

Public Entity Management Liability

Coverage for a loss caused by a wrongful act committed while conducting duties by or on behalf of a public entity.

Employment Practices Liability

Travelers Employment Practices Liability insurance includes coverage for defense costs and damages related to various employment-related claims.

Law Enforcement Liability

Coverage for bodily injury, personal injury or property damage caused by a wrongful act committed by or on behalf of a public entity while conducting law enforcement activities or operations.

Insights & Expertise

Public Saftey Smart Tech

Using Smart Tech for Public Safety

From smart street lights to predictive policing, smart technologies promise public entities the possibility of improved public safety in a variety of applications.

Business Continuity Planning

Business Continuity Planning

When the grid goes down, your continuity plan has to rise to the occasion so you can restore power to your district as soon as possible. 

Cyber Risk Ransonware Bulletin

Spotlight on Ransomware [PDF]

Learn about emerging threats, what steps a business can take to reduce ransomware risk and follow a timeline of an actual ransomware claim.

Related Services

Risk Control

We have one of the largest Risk Control departments in the industry, and our scale allows us to apply the right resource at the right time to meet customer needs.

Claim

Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism. It's our business to help keep you in business.

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Woman sitting at a computer

How Multifactor Authentication (MFA) Can Help Protect Against Cyber Threats [Video]

MFA can help stop cyberattacks by requiring a second form of verification that can block most account-compromising attacks.

Learn More


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The Travelers Indemnity Company and its property casualty affiliates. One Tower Square, Hartford, CT 06183
This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.
All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.