
By Nacia Lipton
National Property Director, Risk Control
Fire remains an expensive and common cause of property loss in the United States. A structure fire is reported approximately every minute of every day and results in approximately $12 billion in property loss every year.¹ Planning ahead and being prepared can help you avoid becoming one of these statistics.
Recognizing the types of risks you might face begins with identifying and understanding those hazards. Consider these common sources of workplace fire hazards or ignition sources when assessing fire risk:
There may be fire hazards associated with exposures that are unique to your particular type of operation. For example, in the metals industry, the following hazards may exist:
These are just a few of the hazards that may exist in your facilities. Every day, Travelers Risk Control safety professionals provide information and online resources that can help our customers, in many types of industries, identify these types of exposures. You can find a variety of helpful information here.
We sometimes take for granted the availability of safe power whenever we turn on a switch. An electrical system in need of maintenance may still work while presenting an increased risk to your operations.
Infrared scanning is one way of inspecting electrical systems and to identify those in need of immediate maintenance. Infrared scanning is based on the principle that electrical equipment normally gives off heat. However, malfunctioning or overloaded electrical equipment can produce excessive heat. Excessive heat can be detected with the use of infrared imaging equipment. Detecting electrical hot spots can allow for repair or replacement of the affected equipment, which may reduce the potential manufacturing downtime, production losses, power outages, fires and other catastrophic events resulting from equipment failures.
Learn more about ways to protect your workplace property with Travelers business insurance products.
Learn how to help protect your construction site from common builder's risks such as fire risk, water damage and vandalism.
Creating a workplace fire safety plan can help protect your workers and business.
A fire detection system is a key component of a property protection program. Learn the difference between a heat detector and a smoke detector.