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  • Garage Liability Premium Audit Tips

Helpful Tips to Prepare for Your Garage Liability Policy Premium Audit

Please review these tips to prepare for your Garage Liability Premium Audit. An accurate audit depends on having your records prepared for review.

What documents will I need for a premium audit of my garage liability policy?

You will be informed of specific documents needed prior to your premium audit, but in general, payroll reports are required as well as State Unemployment Wage Reports (SUTA).

Light Bulb TIP: Maintain up-to-date records and save in a paper or electronic folder. Visit the Required Documents section to see examples of documents and verification records needed which vary based upon your type of policy.

What if my payroll records don’t line up with my policy period?

If your payroll report doesn't match your policy term, you can round the payroll report to the first of the month. For example, if your policy period is 6/15 - 6/15 you can provide payroll for 7/1 to 6/30 or 6/1 to 5/31.

Light Bulb TIP: It is acceptable to deviate payroll from the policy period by 30 days.

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We continually strive to enhance your Premium Audit experience.

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How to Prepare for Your Audit

Preparing for your audit is as simple as keeping proper records and documentation throughout your policy period.

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The way that a Premium Audit is completed is determined based on premium size, type of operation and state requirements.

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The Travelers Indemnity Company and its property casualty affiliates. One Tower Square, Hartford, CT 06183
This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.
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