Innovative Coverage for Office and Industrial Real Estate Portfolios

General liability Xtend Endorsement^® for service industries bundles 16 coverage extensions that real estate businesses find useful: Broad Named Insured Wording, which automatically includes entities in which you have majority ownership interest.  Reasonable Force - Bodily Injury or Property Damage covers unexpected damage from reasonable force to protect any person or property. 

Property insurance Includes Ordinance & Law to cover losses resulting from the enforcement of laws or ordinances related to construction or repairs of buildings. 

Commercial automobile coverage which protects your business, including from liability caused by an employee using a personal vehicle for business purposes. 

Umbrella insurance provides additional coverage to your general liability and commercial automobile policies to protect your asset. 

Workers compensation includes access to Travelers Medical Advantage^® − our integrated medical management capabilities built on innovation, talent and expertise, data and analytics, and loss prevention − helps prevent losses, mitigate medical costs, and deliver optimal outcomes. 

Additional coverages include Builders' Risk for renovation and construction projects, Directors & Officers to protect management teams and Equipment Breakdown for the repair or replacement of key equipment. 

Business Income Rental Value coverage will pay for continuing expenses and loss of income from your rental properties, in the event of a covered loss. 

Utility Services coverage protects your business from loss resulting from lack of electricity caused by damage from a covered cause at a utility generating station or other property away from your premises.

Contingent Building coverage protects your building should your leased tenants fail to provide adequate property insurance. 

Tenant Movement Expenses covers the cost to move tenants back into a building after repairs have been completed.