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  • IntelliDrive
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You're a Safe Driver. Why Not Get Rewarded for It?
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Or Call 1.888.695.4625 1.555.555.5555 1.777.777.7777 1.888.342.5977 1.844.754.0044 1.855.656.3103 1.844.403.1464 1.844.719.2120 to get a quote.* Retrieve a saved quote
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IntelliDrive®

IntelliDrive is a program that rewards safe driving with savings. By enrolling, safe driving habits can lead to savings of up to 30%, while riskier driving habits may result in a higher premium.1

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TEXT: Travelers. IntelliDrive® We care about safe driving. Just as much as you do.

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Greyscale animation of sparse trees with mountains in the distance
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Travelers and IntelliDrive® logos appear on phone screen
TEXT: With the IntelliDrive® 90-day program your safe driving can equal great savings. Up to 30% at renewal.* Footnote states: *Savings may vary by state. Riskier driving habits result in a higher premium in some states. And up to 10% just for signing up as a new customer.* Footnote States: *Savings may vary by state.

[DESCRIPTION]
Car driving down a winding road
TEXT: See the details of your drive after every drive.

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Route being shown onscreen of a map segueing into a demonstration of the IntelliDrive app
TEXT: Your last drive. Driving performance, excellent. Distraction-free streak. Get distraction-free streaks when you put your phone away and check the overall performance of other drivers on your policy.

[DESCRIPTION]
Icon of IntelliDrive App shows on screen
TEXT: All in the same app. You already aim to be a safe driver. Why not get rewarded?

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Visit travelers dot com Travelers IntelliDrive®

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TEXT: Travelers is proud to work with the finest independent agents.

The IntelliDrive program uses a smartphone app to evaluate driving behavior for a 90-day period. If enrolled during new business issue, the policy can receive an enrollment discount for the first term. Your IntelliDrive performance will be applied at renewal and for the duration of the policy. Safe driving habits can lead to savings of up to 30%,* while riskier driving habits can result in a higher premium.**

*Please note that safe driving habits can lead to savings, while riskier driving habits may result in higher premiums in most states. In NV, safe driving habits can lead to savings of up to 40%. In NC and NJ, safe driving habits can lead to savings of up to 25%. In FL, safe driving habits can lead to savings of up to 22%. In SC, the maximum enrollment discount is up to 5%. In NC, the maximum enrollment discount is up to 8%.

**In DC, MT, VA and NC, riskier driving habits will not result in a higher premium.

The Travelers Indemnity Company and its property casualty affiliates. One Tower Square, Hartford, CT 06183.

In TX: Auto Insurance is offered through Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers company. In WA: Auto Insurance is underwritten by the Standard Fire Insurance Company, One Tower Square, Hartford, CT 06183.

The IntelliDrive program is subject to state availability and individual eligibility. Smartphone must meet compatibility requirements and drivers must be able to download and use the IntelliDrive app. Individual savings will vary and not all policies will see a savings. Individual driving data is used to rate policies. Terms and conditions apply. For more detailed information about the program, visit travelers.com/intellidrive.

IntelliDrive is available in: AL, AR, AZ, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, MA, MD, ME, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, and WY.

Copyright 2022 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of the Travelers Indemnity Company in the U.S. and other countries.

What's Measured:

time_of_day

Time of Day - When you drive can be as important as how you drive. Avoid driving really late at night to help improve your score.

speed

Speed - High speeds mean less time to react to hazards around you.

acceleration

Acceleration - Smooth acceleration is easier on your car and good for your score.

braking

Braking - Avoid following too closely to better anticipate what other drivers are doing around you and avoid hard breaking.

distraction icon

Distraction2 – Avoid making handheld calls, texting, and any other physical interactions with your phone while driving.

  

What’s in the IntelliDrive App:

App Dashboard – This is your home base. Quickly check your driving performance, most recent trips and see safe driving tips.

Distraction Free Streak – See how many trips you’ve completed in a row without interacting with your phone. Streaks are a fun way to challenge yourself and your family to put down your phones and reduce distracted driving.

Driving Tips – Check out articles to learn more about safe driving.

Trip Details – Get details about a specific trip, with a map that highlights where you have had an event like a hard brake, or a fast acceleration.

An additional IntelliDrive offering, IntelliDrive via Connected Vehicles is available in Illinois and Pennsylvania for eligible vehicles. If you would like to learn more, please contact your local independent agent or Travelers representative.

Frequently Asked Questions About the IntelliDrive App

The FAQs do not apply to the IntelliDrive via Connected Vehicles offering available in IL & PA. For more information on this offering, contact your local independent agent or Travelers representative.

After installing IntelliDrive on your smartphone, the app will automatically detect when you get into a vehicle and start a trip. It will collect driving information for 90 days and then determine your overall driving performance. Based on the driving performance of you and the other participating drivers on the policy, your actual adjusted car insurance rate will be reflected the first time your policy renews.

IntelliDrive captures information about driving habits associated with Braking, Acceleration, Speed, Time of Day, and Phone Use. After each trip, you can review a map of your route, and your driving performance to date. Collection of location data does not affect your auto insurance rate.

Any handheld interaction with the phone while driving is going to negatively impact your distraction score. This includes things like in-hand phone calls, texting, typing, and tapping on the phone.

Applications that are running on your phone, but don't require you to interact with the phone, will not negatively impact the distraction score. For example, if navigation or music is running in the background and you're not engaging with it, this will not impact the distraction score.

Interacting with vehicle infotainment systems will not impact your distraction score.

Each driver's driving performance is used to calculate your insurance premium when your policy renews. Safe driving habits can lead to savings of up to 30%*, while riskier driving habits may result in a higher premium.**

*In NV, safe drivers can save up to 40%. In NC and NJ, safe drivers can save up to 25%. In FL, safe drivers can save up to 22%.

**In DC, MT, NC, and VA, riskier driving habits will not result in a higher premium.

The app does its best to determine whether or not you are the driver of a vehicle. If you are a passenger and the app records you as a driver, you will have 10 days to change the information in the app.

Yes. If you are not satisfied with the IntelliDrive program for any reason, you can opt out within 45 days of enrollment with no impact other than the loss of your participation discount. Just call your agent or Travelers representative to opt out. Once you have completed 45 days, your IntelliDrive score may affect your premium at your next renewal if you have driven at least 500 miles.*

*In KS, if you are not satisfied with the IntelliDrive program for any reason, you can opt out of the program within 90 days from enrollment with no penalty other than a loss or adjustment to your Enrollment Discount. However, if you opt out after the 90th day, your IntelliDrive policy score may affect your premium at your next renewal. In MT, if you are not satisfied with the IntelliDrive program for any reason, you can opt out of the program at any time.

IntelliDrive information for enrolled drivers is available at MyTravelers.com. We also included an informational page about IntelliDrive in your new policy package.

Travelers will send a text with a link to download the app. You can also find the Travelers IntelliDrive app through the app store.

Apple iPhones 4S and above are supported, but iOS 12.2 or newer is required. All Android phones are supported, but they must contain cellular, Wi-Fi and GPS chips. Android 8 (Oreo) or newer is required.

Yes. Your mobile phone needs to be on, with location services and Wi-Fi enabled, for the IntelliDrive app to function most accurately.

Travelers will send reminder text messages to each driver that has not yet installed the app. If the app is still not installed, we may remove the driver from the program. Removing a driver would affect your enrollment discount.

You can reinstall the IntelliDrive app on a new phone by searching the app store for "IntelliDrive®" and following the same registration instructions. The 90-day program will resume where you left off.

The IntelliDrive app uses a negligible amount of battery when you're not driving and slightly more when you are taking a trip. Most users won't notice a significant battery difference after installing the IntelliDrive app.

The IntelliDrive app is also designed to minimize data usage. Data is transmitted using either WiFi or your data plan, depending on which network is available at the time of upload.

Contact us at 1.888.505.1217.

If You Bundle Your Policies, You Could Save Up to 13% on Car Insurance

If You Bundle Your Policies, You Could Save Up to 13% on Your Car Insurance

When you bundle your car and home policies with Travelers you could save up to 10% on your car insurance. There may be additional savings when you purchase other policies like boat, umbrella insurance and a personal articles floater.

  • Find out more

Related Products & Discounts

IntelliDrivePlusTM

IntelliDrivePlus is a continuous driving program available in select states that uses a smartphone app to capture driving behavior and miles driven data.


Car Insurance

Get protection that can give you peace of mind when you're on the road.


Car Insurance Discounts

See how bundling multiple policies, a safe driving history or low mileage can make all the difference on your monthly premium.


More Information3

  • IntelliDrive Terms
  • End User Agreement

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© 2023 The Travelers Indemnity Company. All rights reserved.

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*Quotes may not be available in all states or for all products. In CA, quotes for all products must be obtained through a local independent agent.

In TX: Automobile Insurance is offered by Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers Company.
In WA: Automobile Insurance is underwritten by The Standard Fire Insurance Company, located at One Tower Square, Hartford, CT 06183. 

The IntelliDrive program is subject to state availability and individual eligibility. Individual savings will vary and not all policies will see a savings. Individual driving data is used to rate policies. When using the IntelliDrive mobile app, smartphones must meet compatibility requirements and drivers must be able to download and use the IntelliDrive app. IntelliDrive is available in: AL, AR, AZ, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, MA, MD, ME, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, and WY. Terms and conditions apply.

When enrolled in the program with IntelliDrive via Connected Vehicles, the vehicle will be eligible if it has embedded technology to collect driving behavior, the vehicle owner has consented to share their data, and the vehicle year, make, and model is supported. Any eligible connected vehicles subsequently added to the policy after enrollment will be automatically enrolled in the program. IntelliDrive via Connected Vehicles is available in IL and PA.

1In NV, safe drivers can save up to 40%. In NC & NJ, save drivers can save up to 25%. In FL, safe drivers can save up to 22%. In DC, MT, and VA, riskier driving habits will not result in a higher premium.
2Distraction is only used for participation in the IntelliDrive mobile app.
3The IntelliDrive Terms and End User Agreement do not apply to IntelliDrive via Connected Vehicles.