IntelliDrive®
Safe drivers in select states could save with our IntelliDrive program.
IntelliDrive is a 90-day program that uses a smartphone app to capture and score driving behavior of drivers covered on your policy. By enrolling you could save on your policy’s first term. At renewal, safe driving habits can lead to savings of up to 20%*, while riskier driving habits may result in a higher premium.**
IntelliDrive is available in: AZ, AL, CO, CT, DC, FL, GA, IA, ID, IL, IN, KS, KY, MA, MD, ME, MN, MO, MS, MT, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, VT, WA, WI. Discounts, program rates and savings may vary by state.
*In MA, safe driving habits can only lead to savings of up to 3%. In FL, safe driving habits can only lead to savings of up to 15%.
**In DC, MD, MT, PA and VA, riskier driving habits will not result in a higher premium.
The smartphone app will score driving behavior using a combination of factors that have been shown to increase the risk of an accident.
Time of Day - When you drive can be as important as how you drive. Daytime is better.
Speed - Keep your speed in check so you have more time to react.
Acceleration - Smooth acceleration is easier on your car and good for your score.
Braking - Drivers who anticipate situations have fewer hard brakes.
IntelliDrive® Frequently Asked Questions
IntelliDrive is a 90-day driving program that uses a smartphone app to capture data and score how safely you drive. New Travelers customers who enroll could save on their policy's first term. When their policy renews, safe driving habits can lead to savings of up to 20%*, while riskier driving habits can result in a higher premium.**
*In MA, safe driving habits can only lead to savings of up to 3%. In FL, safe driving habits can only lead to savings of up to 15%.
**In DC, MD, MT, PA and VA, riskier driving habits will not result in a higher premium.
After installing IntelliDrive on your smartphone, the app will automatically detect when you get into a vehicle and start a trip. It will collect driving information for 90 days and then determine your overall star rating. Five stars is the highest, or best, score. Based on your star rating, your actual adjusted insurance rate will be reflected the first time your policy renews.
IntelliDrive captures information about driving habits associated with Braking, Acceleration, Speed and Time of Day. After each trip, you can review a map of your route, and your star rating to date. Collection of location data is only for research and development purposes and does not affect your auto insurance rate.
Each driver's star rating is used to calculate your insurance premium when your policy renews. Safe driving habits can lead to savings of up to 20%*, while riskier driving habits may result in a higher premium.**
*In MA, safe driving habits can only lead to savings of up to 3%. In FL, safe driving habits can only lead to savings of up to 15%.
**In DC, MD, MT, PA and VA, riskier driving habits will not result in a higher premium.
The app does its best to determine whether or not you are the driver of a vehicle. If you are a passenger and the app records you as a driver, you will have 10 days to change the information in the app.
Yes. If you are not satisfied with the IntelliDrive program for any reason, you can opt out within 45 days of enrollment with no impact other than the loss of your participation discount. Just call your agent or Travelers representative to opt out. However, if you opt out after the 45th day, your IntelliDrive score may affect your premium at your next renewal.*
*In KS, if you are not satisfied with the IntelliDrive program for any reason, you can opt out of the program within 90 days from enrollment with no penalty other than a loss or adjustment to your Enrollment Discount. However, if you opt out after the 90th day, your IntelliDrive policy score may affect your premium at your next renewal.
*In MT, if you are not satisfied with the IntelliDrive program for any reason, you can opt out of the program at any time.
Star rating information for enrolled drivers is available at MyTravelers.com. We also included an informational page about IntelliDrive in your new policy package.
Each enrolled driver on your policy should download the app from a link Travelers sends them in a text message. The “Travelers IntelliDrive” app is also available through the app store.
Apple iPhones 4S and above are supported, but iOS 9.0 or newer is required. All Android phones are supported, but they must contain cellular, Wi-Fi and GPS chips. OS Lollipop 5.1 or newer is required.
Yes. Your mobile phone needs to be on, with location services and Wi-Fi enabled, for the IntelliDrive app to function most accurately.
If the app is not installed, Travelers will send reminder text messages to each driver who needs to install it. If the app is still not installed, we may remove the driver from the program. Removing a driver would affect your enrollment discount.
You can reinstall the IntelliDrive app on a new phone by searching the app store for "IntelliDrive" and following the same registration instructions. The 90-day program will resume where you left off.
The IntelliDrive app uses a negligible amount of battery when you're not driving and slightly more when you are taking a trip. Most users won't notice a significant battery difference after installing the IntelliDrive app.
The IntelliDrive app is also designed to minimize data usage. Data is transmitted using either WiFi or your data plan, depending on which network is available at the time of upload.
Contact us at 1.888.505.1217.