IntelliDrive®

IntelliDrive is a program that rewards safe driving with savings. By enrolling, safe driving habits can lead to savings of up to 30%, while riskier driving habits may result in a higher premium.1

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TEXT: Travelers. IntelliDrive® We care about safe driving. Just as much as you do.

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TEXT: With the IntelliDrive® 90-day program your safe driving can equal great savings. Up to 30% at renewal.* Footnote states: *Savings may vary by state. Riskier driving habits result in a higher premium in some states. And up to 10% just for signing up as a new customer.* Footnote States: *Savings may vary by state.

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TEXT: See the details of your drive after every drive.

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TEXT: Your last drive. Driving performance, excellent. Distraction-free streak. Get distraction-free streaks when you put your phone away and check the overall performance of other drivers on your policy.

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TEXT: All in the same app. You already aim to be a safe driver. Why not get rewarded?

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Visit travelers dot com Travelers IntelliDrive®

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TEXT: Travelers is proud to work with the finest independent agents.

The IntelliDrive program uses a smartphone app to evaluate driving behavior for a 90-day period. If enrolled during new business issue, the policy can receive an enrollment discount for the first term. Your IntelliDrive performance will be applied at renewal and for the duration of the policy. Safe driving habits can lead to savings of up to 30%,* while riskier driving habits can result in a higher premium.**

*Please note that safe driving habits can lead to savings, while riskier driving habits may result in higher premiums in most states. In NV, safe driving habits can lead to savings of up to 40%. In NC and NJ, safe driving habits can lead to savings of up to 25%. In FL, safe driving habits can lead to savings of up to 22%. In SC, the maximum enrollment discount is up to 5%. In NC, the maximum enrollment discount is up to 8%.

**In DC, MT, VA and NC, riskier driving habits will not result in a higher premium.

The Travelers Indemnity Company and its property casualty affiliates. One Tower Square, Hartford, CT 06183.

In TX: Auto Insurance is offered through Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers company. In WA: Auto Insurance is underwritten by the Standard Fire Insurance Company, One Tower Square, Hartford, CT 06183.

The IntelliDrive program is subject to state availability and individual eligibility. Smartphone must meet compatibility requirements and drivers must be able to download and use the IntelliDrive app. Individual savings will vary and not all policies will see a savings. Individual driving data is used to rate policies. Terms and conditions apply. For more detailed information about the program, visit travelers.com/intellidrive.

IntelliDrive is available in: AL, AR, AZ, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, MA, MD, ME, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, and WY.

Copyright 2022 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of the Travelers Indemnity Company in the U.S. and other countries.

What's Measured:

time_of_day

Time of Day – When you drive can be as important as how you drive. Avoid driving really late at night to help improve your score.

speed

Speed – High speeds mean less time to react to hazards around you.

acceleration

Acceleration – Smooth acceleration is easier on your car and good for your score.

braking

Braking – Avoid following too closely to better anticipate what other drivers are doing around you and avoid hard breaking.

distraction icon

Distraction2 – Avoid making handheld calls, texting, and any other physical interactions with your phone while driving.

  

What’s in the IntelliDrive App:

App Dashboard – This is your home base. Quickly check your driving performance, most recent trips and see safe driving tips.

Distraction Free Streak – See how many trips you’ve completed in a row without interacting with your phone. Streaks are a fun way to challenge yourself and your family to put down your phones and reduce distracted driving.

Driving Tips – Check out articles to learn more about safe driving.

Trip Details – Get details about a specific trip, with a map that highlights where you have had an event like a hard brake, or a fast acceleration.

Crash Detection – If the app detects a crash, it can pinpoint your location and connect you to help if needed.

An additional IntelliDrive offering, IntelliDrive via Connected Vehicles is available in Illinois, Pennsylvania and Texas for eligible vehicles. If you would like to learn more, please contact your local independent agent or Travelers representative.

Frequently Asked Questions About the IntelliDrive App

The FAQs do not apply to the IntelliDrive via Connected Vehicles offering available in IL, PA & TX. For more information on this offering, contact your local independent agent or Travelers representative.

IntelliDrive is a 90-day program that uses a smartphone app to capture and score driving behavior of drivers covered on your policy. By enrolling you could save on your policy’s first term. At renewal, safe driving habits can lead to savings of up to 30%,* while riskier driving habits can result in a higher premium.**

*In NV, safe drivers can save up to 40%. In NJ, safe drivers can save up to 25%.

**In DC, MT, NC, and VA, riskier driving habits will not result in a higher premium.

After installing the IntelliDrive app on your smartphone, the app will automatically detect when you get into a vehicle and start a trip. It will collect driving information for 90 days and then determine your overall driving performance. The driving performance of you and the other participating drivers on the policy will be used to adjust your premium the first time your auto policy renews and will apply for the life of the policy.

IntelliDrive captures information about driving habits associated with Braking, Acceleration, Speed, Time of Day, and Distraction. After each trip, you can review a map of your route, and your driving performance to date. Location information collected in the app is not used to determine your auto premium.

Any handheld interaction with the phone while driving is going to negatively impact your distraction score. This includes things like in-hand phone calls, texting, typing, and tapping on the phone.

Applications that are running on your phone, but don't require you to interact with the phone, will not negatively impact the distraction score. For example, navigation or music running in the background that you're not engaging with. 

Interacting with vehicle infotainment systems, including phone calls from a connected Bluetooth device, will not negatively impact your distraction score.

Each driver's driving performance is used to calculate your insurance premium when your auto policy renews. Safe driving habits can lead to savings of up to 30%,* while riskier driving habits may result in a higher premium.**

*In NV, safe drivers can save up to 40%. In NJ, safe drivers can save up to 25%. 

**In DC, MT, NC, and VA, riskier driving habits will not result in a higher premium.

Yes. If you are not satisfied with the IntelliDrive program for any reason, you can opt out within 45 days of enrollment with no impact other than the loss of your enrollment discount. Just call your agent or Travelers representative to opt out. After 45 days, your IntelliDrive driving behavior may affect your premium at your next renewal.*

*In KS, customers can opt out of the program within 90 days from enrollment. In MT, customers can opt out of the program at any time.

Each enrolled driver on your policy should download the app from a link Travelers sends them in a text message. The IntelliDrive app is also available through the app store.

Apple iPhones 4S and above are supported, but iOS 14 or newer is required. All Android phones are supported, but they must contain cellular, Wi-Fi and GPS chips. Android 10 or newer is required.

Yes. Your mobile phone needs to be on with permission settings enabled, such as location services and Wi-Fi, for the IntelliDrive app to function most accurately.

The app does its best to determine if you are the driver of a vehicle. If you are a passenger and the app records you as a driver, you will have 10 days to change the information in the app.

To correct a trip within the app: go to More > Trips, select the trip that needs to be adjusted, click "I was the driver," and change to "I was the passenger."

The IntelliDrive app uses a negligible amount of battery when you're not driving and slightly more when you are taking a trip. Most users won't notice a significant battery difference after installing the IntelliDrive app.

The IntelliDrive app is also designed to minimize data usage. Data is transmitted using either WiFi or your data plan, depending on which network is available at the time of upload.

You can reinstall the IntelliDrive app on a new phone by searching the app store for "IntelliDrive" and following the same registration instructions. The 90-day program will resume where you left off.

If the Intellidrive app is not installed, Travelers will send reminder text messages to each driver who needs to install it. If the app is still not installed, we may remove the driver from the program. Removing a driver would affect your enrollment discount.

The driving performance for the driver removed will no longer be considered.

The newly added driver has the option of enrolling in the IntelliDrive program. If other drivers on the policy are enrolled in IntelliDrive, the enrollment discount may be adjusted if the driver is added during the first policy term.

IntelliDrive is available in 43 states: Alabama, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington D.C., Wisconsin and Wyoming.

IntelliDrive information for enrolled drivers is available at MyTravelers.com. We also include an informational page about IntelliDrive in your new policy package.

Crash detection is a new feature available to IntelliDrive & IntelliDrivePlusTM customers, for a limited time. If the IntelliDrive app detects a crash, it can pinpoint your location and connect you with help if needed.

Crash detection is included in states where IntelliDrive and IntelliDrivePlusTM are available. Crash detection is not available in D.C.

If you’re newly enrolled in IntelliDrive or IntelliDrivePlusTM, you will receive crash detection via the IntelliDrive app.

Contact us at 1.888.505.1217

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