Car Insurance Discounts
Get the Most Out of Your Car Insurance Coverage – For Less*
Get a quote today and see how bundling multiple policies, a safe driving history or low mileage can make all the difference on your monthly premium. Because, no matter your individual insurance needs, everyone wants to save on car insurance.
There are benefits to bundling. You could save up to 13% on your car insurance when you also purchase your home/condo insurance or other insurance policies from Travelers.
More cars means more ways to save. You may be eligible for a discount of up to 8% if your household insures two or more cars on one Travelers policy.
Home Ownership Discount
You may be eligible for a discount of up to 5% on your car insurance if you own a home or condo, even if you insure it elsewhere.
Safe Driver Discount
Safe driving should be rewarded. No accidents, violations or major comprehensive claims in your household for the past three years could save you up to 10%, or up to 23% for the past five years.
Continuous Insurance Discount
Customers who have no gaps in their coverage are eligible for a discount of up to 15%.
Hybrid/Electric Vehicle Discount
If you own or lease a hybrid car, you could save on your Travelers auto insurance. That means environmentally friendly is now good for your wallet, too.
New Car Discount
When you purchase or own a car that is less than three years old, you may qualify for a discount of up to 10% just for owning a newer model vehicle.
EFT, Paid in Full and Good Payer Discounts
You can save based on how you choose to pay your premium. Discounts include up to 7.5% if you pay your policy in full, 2-3% by paying through electronic funds transfer (EFT) or payroll deduction, or as much as 15% by consistently paying your premium on time.
Early Quote Discount
If you’re new to Travelers and get an auto quote before your current policy expires, you may be eligible for a discount of 3-10%, depending on how far in advance you shop for your policy.
Good Student Discount
Policyholders with drivers that are fully enrolled in high school or college and maintain a “B” average or better may qualify for an 8% discount.
Student Away at School Discount
If one of your dependents goes to school at least 100 miles away and won’t be driving your cars, it may mean that you qualify for a 7% discount.
Driver Training Discount
To encourage young drivers to sharpen their skills with driver training, we offer a discount of up to 8% for those drivers who have successfully completed an approved driver education course.
*Early Quote, EFT, New Car, Safe Driver, Continuous Insurance, and Multi-Car Discounts are not available in CA.
Travelers Affinity Auto & Home Program offers savings and benefits to employees or members of participating businesses, associations and credit unions. Get excellent coverage and special program rates on insurance for your car or home. Learn more
Safe drivers in select states could save with our IntelliDrive program. IntelliDrive is a 90-day program that uses a smartphone app to capture and score driving behavior of drivers covered on your policy. By enrolling you could save on your policy’s first term. At renewal, safe driving habits can lead to savings of up to 20%, while riskier driving habits may result in a higher premium in some states. Learn more
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Knowing that you, your passengers and your vessel are protected can help you relax and enjoy your time on the water.
Tools & Resources
No one likes to spend more money than necessary on car insurance. These five tips can help lower car insurance costs.
These five questions are important to ask a car insurance representative before deciding on a policy.