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Car Insurance Discounts

  • OVERVIEW
  • WHAT'S COVERED
  • WAYS TO SAVE
  • FAQ

  

Ways to Save

Get the Most Out of Your Car Insurance Coverage – For Less*

Get a quote today and see how bundling multiple policies, a safe driving history or low mileage can make all the difference on your monthly premium. Because, no matter your individual insurance needs, everyone wants to save on car insurance.

 

Multi-Policy Discount

There are benefits to bundling. You could save up to 13% on your car insurance when you also purchase your home/condo insurance and other insurance policies from Travelers.

Learn more

MultiCar Discount

More cars means more ways to save. You may be eligible for a discount of up to 8% if your household insures two or more cars on one Travelers policy.



Home Ownership Discount

You may be eligible for a discount of up to 5% on your car insurance if you own a home or condo, even if you insure it elsewhere.

Safe Driver Discount

Safe driving should be rewarded. No accidents, violations or major comprehensive claims in your household for the past three years could save you up to 10%, or up to 23% for the past five years.

Continuous Insurance Discount

Customers who have no gaps in their coverage are eligible for a discount of up to 15%.

Hybrid/Electric Vehicle Discount

If you own or lease a hybrid car, you could save on your Travelers auto insurance. That means environmentally friendly is now good for your wallet, too.

New Car Discount

When you purchase or own a car that is less than three years old, you may qualify for a discount of up to 10% just for owning a newer model vehicle.

EFT, Paid in Full and Good Payer Discounts

You can save based on how you choose to pay your premium. Discounts include up to 7.5% if you pay your policy in full, 2-3% by paying through electronic funds transfer (EFT) or payroll deduction, or as much as 15% by consistently paying your premium on time.

Early Quote Discount

If you’re new to Travelers and get an auto quote before your current policy expires, you may be eligible for a discount of 3-10%, depending on how far in advance you shop for your policy.

Good Student Discount

Policyholders with drivers that are fully enrolled in high school or college and maintain a “B” average or better may qualify for an 8% discount.

Learn more

Student Away at School Discount

If one of your dependents goes to school at least 100 miles away and won’t be driving your cars, it may mean that you qualify for a 7% discount.

Driver Training Discount

To encourage young drivers to sharpen their skills with driver training, we offer a discount of up to 8% for those drivers who have successfully completed an approved driver education course.

 

*Early Quote, EFT, New Car, Safe Driver, Continuous Insurance, and Multi-Car Discounts are not available in CA.

Featured Programs

Affinity Programs

Travelers Affinity Auto & Home Program offers savings and benefits to employees or members of participating businesses, associations and credit unions. Get excellent coverage and special program rates on insurance for your car or home. Learn more

IntelliDrive® Program

Safe drivers in select states could save with our IntelliDrive program. IntelliDrive is a 90-day program that uses a smartphone app to capture and score driving behavior of drivers covered on your policy. By enrolling you could save on your policy’s first term. At renewal, safe driving habits can lead to savings of up to 20%, while riskier driving habits may result in a higher premium in some states. Learn more

Related Products

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Jewelry and Valuable Items

From jewelry to collectibles, you may have more valuables than you realize. And your home insurance policy may not provide the coverage you need.

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Umbrella Insurance

This liability coverage may go above and beyond your car and home insurance policies to help protect you from unexpected events.

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Boat and Yacht Insurance

Knowing that you, your passengers and your vessel are protected can help you relax and enjoy your time on the water.

If You Bundle Your Policies, You Could Save Up to 13% on Your Car Insurance. See how

Tools & Resources

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How to Lower Car Insurance Costs

No one likes to spend more money than necessary on car insurance. These five tips can help lower car insurance costs.

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5 Questions to Ask Your Car Insurance Rep

These five questions are important to ask a car insurance representative before deciding on a policy.

Tips to Check Tire Tread

Tips to Check Tire Tread

Knowing how to check tire tread and when to replace old tires can help prevent issues on the road.

  • OVERVIEW
  • WHAT'S COVERED
  • WAYS TO SAVE
  • FAQ
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© 2021 The Travelers Indemnity Company. All rights reserved.

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The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts, deductibles and other features are subject to individuals meeting our underwriting criteria and state availability. Not all features available in all states. Discounts may not apply to all coverages and/or vehicles. 

Insurance is underwritten by The Travelers Indemnity Company and its property casualty affiliates, One Tower Square, Hartford, CT 06183. In TX: Automobile insurance is offered by Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers Company. In CA: Travelers Commercial Insurance Company, One Tower Square, Hartford, CT 06183. Certificate of Authority # 6519; State of Domicile: Connecticut and Travelers Property Casualty Insurance Company, One Tower Square, Hartford, CT 06183. Certificate of Authority # 6521; State of Domicile: Connecticut. In CA: Boat and Yacht insurance is underwritten by The Standard Fire Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority # 3545, State of Domicile: Connecticut. ©2020 The Travelers Indemnity Company.

110% savings on auto insurance (7% in Texas and Oklahoma) when you buy a Travelers home insurance policy.