How Telematics Can Help Improve Driver Safety
What Is Telematics?
Telematics, also known as usage-based insurance or “Pay How You Drive” car insurance, tracks driving habits, including driving distances, speed, braking behaviors and more. That information is used by an insurance company to help customize your auto insurance premium.
If the thought of having an insurance company monitor your driving makes you nervous, remember, the benefits could far outweigh your concerns – especially if you and the people on your auto policy drive safely. And if you already are a careful driver, you know that maintaining a safe speed, keeping your distance and not texting while you drive are all great ways to help stay safe on the road.
Telematics technology has improved significantly in recent years. If you haven’t considered telematics lately, it’s worth a fresh look.
How Telematics Can Help Drivers
Telematics can help drivers by heightening their awareness to their own driving behaviors, and also gives drivers the ability to have some influence over their premium. Telematics programs typically give a view into how other drivers on your policy drive and can encourage family conversations about safe driving. There are some common elements of “pay how your drive” programs that provide potential benefits for drivers, from saving money on your car insurance premium to becoming more mindful in practicing safer driving behaviors. Check out Travelers IntelliDrive to learn more.
Tip: Learn the latest about how to reduce distracted driving.
Consider Travelers IntelliDrive
While pricing is one reason for selecting an insurance policy, it can be also be beneficial to sign up for a program that recognizes and rewards your good driving habits with discounts. Contact your local independent agent or Travelers representative to learn more about IntelliDrive. While you’re at it, find out whether you’re taking advantage of all the auto insurance discounts and insurance bundles available to you.
More Prepare & Prevent
From stowing your phone to speaking up when you see distracted driving, these tips can help avoid dangerous activity on the road.
With the ongoing development of technology in cars to help us drive safely, there is an opportunity to help raise awareness of your driving behaviors.