Wedding Insurance
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Start your big day off right by protecting your wedding day
Wedding insurance is special event insurance that provides coverage for wedding mishaps such as venues closing, vendor no-shows, extreme weather, damaged gifts, sickness or injury, and more. Optional liability and liquor liability coverage are also available to protect your interests from unfortunate incidents such as damage to property at the event. Make sure your wedding insurance has your big day protected for those just-in-case moments.
Obtaining wedding insurance can protect the investment in a celebration of a lifetime. Explore wedding insurance coverage from Travelers.
Do I really need wedding insurance?
A wedding can be a big investment. You can protect your day so your memories can last a lifetime. A policy can cover your entire event, from the rehearsal to the last dance, and even brunch on the morning after.
There's a lot to know when it comes to buying insurance – the types of options available, how much protection you need and what represents a fair price. That's why it's important to have an independent agent looking out for you and your family.
Speak to your agent today about our Wedding Protector Plan®.
How much does wedding insurance cost?
Wedding insurance starts at $160, with no deductible. Take a moment to get a quote.
What does wedding insurance cover?
Special attire and jewelry coverage
Travelers wedding insurance includes coverage for lost or damaged dresses or attire. Also included is special jewelry coverage for lost or damaged wedding rings.
Protection for wedding gifts
Travelers wedding insurance can provide coverage for wedding gifts. You can receive repair or replacement cost if your wedding gifts are damaged.
Additional wedding expenses
Wedding insurance can provide coverage for additional and unexpected expenses that come up. These may include replacing a damaged wedding cake, spoiled food and other glitches in catering and entertainment.
Cancellation or postponement coverage
Travelers wedding insurance cancellation coverage helps protect you from financial loss if your big day needs to be postponed or canceled due to family illness, extreme weather or some other unexpected reason. Reimbursement is available for transportation, food, catering services, property and equipment rentals, hall and location rentals and more. Note: As COVID-19 is a known infectious disease and presents circumstances that may reasonably give rise to cancellation and/or postponement of your event, coverage will not be afforded in any way for such circumstance.
Wedding video/photo coverage
Wedding insurance includes coverage for wedding photos and videos. That means if your photographer or videographer doesn't show up for the event, or doesn't deliver photos and videos when promised, you're covered. If your photographer's film or data storage is defective, or negatives are lost or damaged, we can help cover the cost to retake new photos.
Coverage for lost security deposits
Wedding insurance protects lost deposits, such as those paid to bakers, caterers, bridal boutiques and wedding venues that go out of business. We can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding or simply fails to show up.
Additional wedding insurance coverage
Liability insurance
Wedding liability insurance is an optional coverage that can cover damages to the venue or injuries to guests for which the insured is legally liable. A venue you choose may require this type of insurance.
Lost deposits
We can reimburse your down payment deposit if a vendor goes out of business, declares bankruptcy before your wedding or simply fails to show up.
Liquor liability coverage
You can add this coverage as an individual option to help protect yourself against liability arising from alcohol-related occurrences. Liquor liability coverage is available up to the liability limit on the policy. Coverage is subject to policy conditions and exclusions.
Sudden illness
If the wedding needs to be postponed because sudden illness prevents the bride, groom or their parents from attending, you can receive reimbursement for certain non-recoverable expenses.**
**As COVID-19 is a known infectious disease and presents circumstances that may reasonably give rise to cancellation and/or postponement of your event, coverage will not be afforded in any way for such circumstance.
Severe weather
If severe weather, such as a hurricane, forces you to postpone your wedding, we can provide reimbursement for certain non-recoverable expenses. Reimbursement is subject to policy conditions and exclusions.***
***Extreme weather exclusions apply to cancellation or postponement of the wedding/event if they occur less than 15 days after the policy inception date.
Call to duty
If the bride or groom is unexpectedly called up to active duty or has their military service leave revoked, forcing a postponement, we can provide reimbursement for non-recoverable expenses.
Products and common claims
Planning a wedding is a very special time
Travelers is committed to helping you protect your financial investments for your big day through the Wedding Protector Plan®.
The wedding wish-not list
With that big day approaching quickly, it’s important to consider unplanned scenarios. Learn about common scenarios that could be covered by an insurance policy.
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