Wedding Insurance

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Do I Really Need Wedding Insurance?

Wedding insurance is special event insurance that provides coverage for wedding mishaps such as venues closing, vendor no-shows, extreme weather, damaged gifts, sickness or injury and more. Optional liability and liquor liability coverage are also available to protect your interests from unfortunate incidents such as damage to property at the event. Make sure your wedding insurance has your big day protected for those “just in case” moments.
Explore wedding insurance coverage from Travelers.

What Does Wedding Insurance Cover?

Cancellation or Postponement Coverage

Travelers Wedding Insurance cancellation coverage helps protect you from financial loss if your big day needs to be postponed or canceled due to family illness, extreme weather, or some other unexpected reason. Reimbursement is available for transportation, food, catering services, property and equipment rentals, hall and location rentals, and more.

As COVID-19 is a known infectious disease and presents circumstances that may reasonably give rise to cancellation and/or postponement of your event, coverage will not be afforded in any way for such circumstance.

Coverage for Lost Security Deposits

Wedding insurance protects lost deposits, such as those paid to bakers, caterers, bridal boutiques and wedding venues that go out of business. We can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up.

Wedding Video/Photo Coverage

Wedding insurance includes coverage for wedding photos and videos. That means, if your photographer or videographer doesn't show up for the event, or doesn't deliver photos and videos when promised, you're covered. If your photographer's film or data storage is defective, or negatives are lost or damaged, we can help cover the cost to retake new photos.

Special Attire and Jewelry Coverage

Travelers Wedding Insurance includes coverage for lost or damaged dresses or attire, and special jewelry coverage that includes lost or damaged wedding rings.

Protection for Wedding Gifts

Travelers Wedding Insurance can provide coverage for wedding gifts so you can receive repair or replacement cost if your wedding gifts are damaged.

Additional Wedding Expenses

Wedding insurance can provide coverage for additional and unexpected expenses that come up, such as replacing a damaged wedding cake, spoiled food and other glitches in catering and entertainment.

Additional Wedding Insurance Coverage

Wedding Liability Insurance

Wedding liability insurance is an optional coverage that can cover damages to the venue or injuries to guests.

Lost Deposits

We can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding or simply fails to show up.

Severe Weather

If severe weather (such as a hurricane) forces you to postpone your wedding, we can provide reimbursement for certain non-recoverable expenses (subject to policy conditions and exclusions).

Liquor Liability Coverage

You can add this coverage as an individual option to help protect yourself against liability arising from alcohol-related occurrences (subject to policy conditions and exclusions). Liquor liability coverage is available up to the liability limit on the policy.

Call to Duty

If the bride or groom is unexpectedly called up to active duty, or has his or her military service leave revoked, forcing you to postpone the event, we can provide reimbursement for non-recoverable expenses.

Sudden Illness

If the wedding needs to be postponed because sudden illness prevents the bride, groom or their parents from attending, you can receive reimbursement for certain non-recoverable expenses.

As COVID-19 is a known infectious disease and presents circumstances that may reasonably give rise to cancellation and/or postponement of your event, coverage will not be afforded in any way for such circumstance.

Venue Requires Insurance

As an additional option to your policy, you can add liability coverage to help protect yourself in case a guest is injured or causes damage to property.

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Wedding Insurance

Do I Really Need Wedding Insurance?